Tailored insurance for Physiotherapists
Physiotherapy insurance includes both Professional Indemnity and Public Liability in one policy.
Why do Physiotherapists need Professional Indemnity insurance?
Your clients see you for all sorts of pains and strains, helping them with their day to day aches through to total rehabilitation. As you're in physical contact with your clients, you have the risk of someone making a claim of professional negligence against you.
Physiotherapy Indemnity insurance is designed to protect you if something goes wrong while you’re treating someone, it includes cover against a wide range of risks like claims of professional negligence.2
If you're practising, you need Professional Indemnity insurance arrangements in place that meet the Physiotherapy Board of Australia standard.3
Why do Physiotherapists need Public Liability insurance?
If you're a Physiotherapist in Australia and work out of a business premises, or make outcalls to your clients, you can be at risk one of your clients or Joe Citizen making a claim against you. If someone were to injure themselves or damage their property on your premises or because of your business dealings, you could be held legally liable and left with a bill for legal fees.
Physiotherapists Liability insurance provides cover for legal liabilities if a member of the public makes a claim that they were injured, or damage was caused to their property because of your business dealings or on your premises.2