Tailored insurance for Osteopaths
Osteopathy insurance includes both Professional Indemnity and Public Liability in the one policy.
Why do Osteopaths need Professional Indemnity insurance?
As an Osteopath, you focus on the joints, muscles, and spine of your patient. Your treatment aims to positively affect the body's nervous, circulatory, and lymphatic systems. You do a lot of good, but bad things can happen. A patient could claim that your treatment didn’t work or made a pre-existing condition worse and seek to hold you accountable.
Osteopathy Indemnity insurance is designed to protect you if something goes wrong while you’re treating a patient, it includes cover against a wide range of risks like claims of professional negligence.1
Manadatory insurance for Osteopaths
If you're practising, you need Professional Indemnity insurance arrangements in place that meet the Osteopathy Board of Australia standard.2
Why do Osteopaths need Public Liability insurance?
Some people have the reflexes and coordination of a ninja, going through their lives without tripping over or dropping their belongings. But the rest of us have accidents, we fall, hit our heads and drop things, causing ourselves injury and damage to our property. This could happen to someone visiting your practice or to a patient while you’re seeing them professionally, and you could be held liable as a result.
Osteopathy Liability insurance provides cover for legal liabilities if a member of the public makes a claim that they were injured, or damage was caused to their property because of your business dealings or on your premises.1