Why do NFPs need insurance?
As a not-for-profit association, the value you add to your sector is priceless. By helping to connect like-minded people, sharing learning’s and advising around your sector, your service helps foster a strong community that is well-rounded, innovative and knowledgeable.
However, as with any NFP or charity, and even with the invaluable service you offer, there are a number of risks to which your organisation may be susceptible in day to day operations. It is therefore important that you have in place adequate insurance for your organisation. This can help you weather the storm if an event such as an allegation of negligence or mismanagement were to surface, and you were suddenly faced with significant legal costs.
Association Liability Insurance. Easy.
Easy to understand
- Easy to digest information about what insurances your business needs and buy online
- Or it’s an easy call to one of our experienced, friendly brokers on 1800 123 266
Easy to Buy
- Apply online
- Options available to pay monthly
Easy to manage
- Manage your renewals and adjust your policy anytime you require, with a quick call
- Aon can assist you in filing complex claims
Why choose Aon for Protector/Association Liability Insurance?
We have over 30 years of experience helping not-for-profits and charities and are the preferred insurance broker for many leading professional associations. We leverage our relationship with insurers to help ensure your business is protected with cover designed for the risks commonly faced by your industry. The Protector/Association Liability policy we arrange has been specifically developed for not-for-profit and charitable organisations.
This provides cover for your organisation with respect to the delivery of your professional services, including in the giving of advice. Examples may include Claims arising out of your provision of professional services (counselling services) as outlined in your policy schedule under “Insured Services”, respite/health care services, education, and advice on the installation of home modification and maintenance.1
Cover benefits of Protector/Association Liability Insurance
Legal advice – Access 2 hours of complimentary legal advice on risks covered by this insurance from legal industry experts through the Aon product. Legal advice relating to your policy is not included.1
Automatic reinstatement – If a claim amounts to your cover maximum, we’ll automatically reinstate your cover value.1
No Excess –Many organisations can commence with nil excess for certain professional indemnity, directors and employment related dispute claims, subject to the terms and conditions of you policy and only where stated in your policy schedule.1
Dedicated teams for service & claims
What are your opening hours?
Our opening hours are 8.30am to 5.00pm Monday to Friday (AET, except public holidays). If you need to contact us out of hours you can email us at firstname.lastname@example.org and we will pick up your query on the next business day.
How can I make payment?
You can make payment over the phone by calling our team on 1300 123 266 or follow the instructions at the bottom of your invoice.
What is the process after I have completed the proposal form?
After you have completed the proposal form you will need to click the ‘Submit’ button at the bottom of the form, or forward the form to our NFP team at email@example.com. As long as you have provided the necessary information, we will respond to your email with an appropriate quotation or, if required, refer the quotation to our panel of insurers for terms.
In arranging this policy, Aon has a binder agreement with CGU, Chubb and Allied World under which Aon is authorised to commit such insurers to providing cover without reference to them. When acting under a binder we will be acting under an authority given to Aon by the insurers and will be effecting the insurance contract as agent of the insurers and not as your agent. Any information provided about policies is general in nature and does not take into account your particular objectives, financial situation and needs. Before making a decision, you should carefully consider all information provided to you. Our binder arrangements with insurers are such that we remain your agent in the handling of any claim.