Why do hotels need insurance?
If you’re running a hotel, you’ve probably perfected the art of making your guests feel welcome. From the services and activities you offer, to every little finishing touch, you do a lot behind the scenes to make your customers experience as pleasant as possible. However, in the operation of your hotel, there are many things that could go wrong that could lead to significant financial difficulty for you. Whether a client alleged your negligence caused them an injury, or a storm caused damage to your premises, events such as these can quickly escalate and bring with them unexpected burden. It’s therefore important you consider insurance for your hotel to ensure you can keep the lights on even if you do experience such events.
Why choose Aon for Insurance?
Aon is committed to making life easier for small and medium hoteliers with insurance that’s easy to understand, buy and manage. If you’re a small or medium business owner, your job is anything but small, so when it comes to protecting your business with the right cover, it’s worth being with a broker who understands the risks commonly faced by the hotel industry.
Endorsed by many of Australia’s leading hotels associations, Aon has taken the time to understand the ins and outs of the hotel industry, working with insurers to design cover that caters to the common needs of hoteliers.
With 30 years of experience in the hotels sector, and over 1,400 hotel clients nationally, our team of friendly experienced brokers will take the time to talk everything through to ensure all your essentials are covered.
Approved by many of Australia’s leading hotels association, we understand the challenges of this sector and work hard to make sure your hotel is protected.
While these events may seem rare, if they do occur, the financial impacts can be very significant. As a hospitality business, your business likely has significant interaction with clients, therefore Public Liability is a crucial cover to consider for your business.
A key part of this policy is Business Interruption, which can provide protection for lost revenue in the event your business is unable to operate as usual due to an insured peril.
Business Insurance is made up of a number of cover sections, and you can choose the sections that relate to your business. Cover is also available for damage to money (if you keep cash on premises), portable contents such as mobile phones and laptops, and Public Liability.
In providing your service, you likely deal with some very sensitive information, and this data may make you a very lucrative target for cyber criminals.
Should your business circumstances change, for example you have moved into new premises or you have changed the services that you offer, and you are not sure if your existing insurance covers it anymore, then you can always call one of our experienced friendly brokers to discuss on 1800 897 753.
Please accept our apologies. At Aon we strive to deliver best in class service, so we are sorry to hear you have not received your documents. Please contact us on 1800 897 753 and we will look to send your documents as soon as possible.
Can I pay for my policy monthly?
Yes you can. Cover for fire, perils, theft, malicious damage, flood and unspecified damage to your advised items anywhere in Australia. Monthly payments can be arranged through our premium funding agreement with Hunter Premium Funding2 to help you spread the costs of your insurance across the year. Please note that the total overall cost is higher if you pay monthly. Contact us on 1800 897 753 to discuss this.
Mon - Fri (except public holidays)
2We will process your certificate of currency request instantly but, depending on your internet speed and email server, it could take a few minutes to get to your inbox.
3Hunter Premium Funding is a third party independent of Aon, however Aon will receive a commission if you pay for your policy through a premium funding agreement with them.