Why do Bed & Breakfast Owners need insurance?
If you’re operating a Bed & Breakfast, you probably take every step to ensure your guests fall in love with the stay. Whether it’s the charming house, the hearty home cooked breakfast or the opportunity to be immersed in a destination’s local atmosphere, the experience you offer your guests is one they’ll likely cherish for a long time.
While you’re busy helping create fond memories for your guests though, it’s also important you take the time to protect your accommodation with adequate insurance. Whether it’s a severe storm, a fire, or a guest alleging your negligence caused them an injury, there are many things that could go wrong in the operation of your Bed & Breakfast that could quickly make bring serious financial difficulty for your business. Having appropriate insurance in place can help make sure you can focus on creating memories for your guests, and don’t find yourself needing to shut your doors as a result of the financial impact.
Why choose Aon for Bed & Breakfast Insurance?
When it comes to insurance for your Bed & Breakfast (B&B), deciding on the cover you need might not be easy. Aon has been insurance broker to Bed & Breakfast facilities for over 20 years. You can trust we have the knowledge and experience to ensure you’re covered with a tailored policy for your risks. We’re committed to making life easier for you by arranging insurance that’s easy to understand, buy and manage. Our team of friendly, experienced brokers are a phone call away to help you understand what insurances you may or may not need, but more importantly, why. Helping give you confidence that you’re making a better decision for you and your business.
- Accidental damage to your home and/or contents from events such as storm, fire, explosion, lightning and theft or attempted theft
- Flood Cover
- Accidental glass breakage
- Visitors’ and guests contents, up to $5,000
- No Under Insurance Clause
- Malicious Acts (if caused by visitors’ and guests is limited to $5,000)
- Cover for accidental escape of liquid, in the home or at the premises
- Fusion of electric motors up to 15 years including food spoilage1
- Loss of money – up to $ 5,000
- Business contents including stock
- Replacement of locks and keys – up to $ 3,000
An Aon broker will be in touch approximately 30 days before your renewal date to discuss your ongoing needs and any changes to your business. Upon confirmation of these details and requirements, we will work on your renewal and send through the renewal offer. It is important at this stage to review the details of our offer carefully (remember pricing and coverage levels may have changed so it is important to review). If you are happy with the offer and wish to accept, it is important that you pay for your renewal by the date specified on the tax invoice.
Thank you for looking into renewing your policy through Aon. It is greatly valued that you are pleased with the level of service and coverage you receive.
Please accept our apologies. At Aon we strive to deliver best in class service, so we are sorry to hear you have not received your documents. Please contact us on 1800 810 282 or email@example.com and we will look to send your documents as soon as possible.
What are your opening hours?
Our opening hours are 8.30am to 5.00pm Monday to Friday (AET, except public holidays). If you need to contact us out of hours you can email us at firstname.lastname@example.org and we will pick up your query on the next business day.
Yes you can. Cover for fire, perils, theft, malicious damage, flood and unspecified damage to your advised items anywhere in Australia. Monthly payments can be arranged through our premium funding agreement with Hunter Premium Funding2 to help you spread the costs of your insurance across the year. Please note that the total overall cost is higher if you pay monthly. Contact us on 1800 810 282 or by email on email@example.com.
2Hunter Premium Funding is a third party independent of Aon, however Aon will receive a commission if you pay for your policy through a premium funding agreement with them.