Special offer: 14 months for 121
Get 14 months cover for the price of 12 when you take out a new Professional Indemnity and Public & Products Liability policy through Aon.1
As an osteopath, your specialty is all about joints, muscles and spines. You know firsthand how much discomfort can result from even the smallest spinal or musculoskeletal issue for your patients. Similarly, one client having a minor bone to pick with you about your service can quickly escalate into a dispute or lawsuit that could lead to some serious financial discomfort for your business. Insurance cover is therefore designed to have your back, so you’re not forced to put your whole business (and life) on hold in trying to tackle certain difficult situations.
Why do Osteopaths need insurance?
You do a lot of good, but bad things can happen. A patient could claim that your treatment didn’t work or made a pre-existing condition worse and seek to hold you accountable. Even if your clients are fully happy with your service, think about if a major storm hit and damaged your office so badly that you could no longer host clients there. The bills wouldn’t go away, but you’d suddenly have to find a lot of money to repair the damage. Having appropriate insurance in place can help make sure you’re not faced with exorbitant out of pocket costs when faced with such unfortunate incidents.
Why Aon?
Osteopaths Insurance. Easy
Easy to understand
- Easy to digest information about what insurances your business needs and buy online
- Or it’s an easy call to one of our experienced, friendly brokers on 1800 805 191
Easy to Buy
- Quick quotes available online
- Purchase in just a few clicks
- Options available to pay monthly
Easy to manage
- Adjust your policy anytime you require, with a quick call
- Request certificates of insurance quickly and easily
- Aon can assist you in filing complex claims
Why choose Aon for Osteopaths insurance?
When it comes to insurance for Osteopaths, there are a few options available to you, and deciding which ones you need might not be easy. Aon is committed to making life easier for you by arranging insurance that’s easy to understand, buy and manage, so you can get quotes and take out a policy online in just a few clicks. Or if you do need help, our team of friendly experienced brokers are a phone call away to help you understand what insurances you may or may not need, but more importantly, why; helping give you confidence that you’re making a better decision for you and your business.
Cover Benefits of Osteopaths Professional Indemnity Insurance
Public and Products Liability cover options
$20 million combined Public and Products Liability limit per claim and $60 million in the aggregate for all claims.2
Professional Indemnity cover limit
$20 million.2
Unlimited retroactive date
You may be covered for claims relating to events that happened before you purchased cover, as long as you weren’t aware of a claim or facts or circumstances which could give rise to a claim, before you purchased the policy.2
Subject to eligibility criteria and must be stated in the Schedule.
Run-off cover
You can be subject to claims for professional wrong-doing even after you retire or sell your business. Run-off cover extends your insurance policy for up to 7 years after your business ceases, to respond to claims which arose while the business was operating.2
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2Subject to full terms, conditions and limits of the policy. Please review the full policy wording for more information.
3We will process your certificate of currency request instantly but, depending on your internet speed and email server, it could take a few minutes to get to your inbox. If you're arranging the policy via one of our brokers the time line may vary, however it is likely, it will be a minimum of 24 hours.
4Hunter Premium Funding is a third party independent of Aon, however Aon will receive a commission if you pay for your policy through a premium funding agreement with them.
In arranging the Medical Malpractice and Broadform Liability for Chiropractors & Osteopaths Policy, Aon has a binder agreement with Insurance Australia Limited ABN 11 000 016 722 under which we are authorised to commit Insurance Australia Limited to providing cover without reference to them. If you purchase this insurance, Aon will receive a commission that is a percentage of the premium. Further information can be found in our FSG or provided upon request. When acting under a binder we will be acting under an authority given to Aon by the insurer and will be effecting the insurance contract as agent of the insurer and not as your agent. Our binder arrangements with the insurer are such that we remain your agent in the handling of any claim.