Special offer: 14 months for 121
Get 14 months cover for the price of 12 when you take out a new Professional Indemnity and Public & Products Liability policy through Aon.1
As an osteopath, your specialty is all about joints, muscles and spines. You know firsthand how much discomfort can result from even the smallest spinal or musculoskeletal issue for your clients .. A client could claim that your treatment didn’t work or made a pre-existing condition worse and seek to hold you accountable. Insurance cover is therefore designed to have your back, so you’re not forced to put your whole business (and life) on hold in trying to tackle certain difficult situations.
Don’t just insure, be sure
Business insurance can be complicated. What you think you’re paying for isn’t always what you get. As a broker and Osteopath insurance specialist, Aon helps you find a policy customised for the common risks of your industry so you’re more confident in your insurance decisions.
Why do Osteopaths need insurance?
You do a lot of good, but bad things can happen. A patient could claim that your treatment didn’t work or made a pre-existing condition worse and seek to hold you accountable. Even if your clients are fully happy with your service, think about if a major storm hit and damaged your office so badly that you could no longer host clients there. The bills wouldn’t go away, but you’d suddenly have to find a lot of money to repair the damage. Having appropriate insurance in place can help make sure you’re not faced with exorbitant out of pocket costs when faced with such unfortunate incidents.



Why Aon?
Don’t just insure, be sure.

Tailored Solution
- Aon arranges Insurance tailored to protect against common risks in the Allied Health sector
- We help you to understand how your policy protects against the common risks as an Osteopathy provider
- Competitive premiums.

Specialist support
- A team of experienced Osteopath insurance specialists to help you at every step
- Our claims team can assist you to submit your claim and work together to provide the support you need.Australian based teams.

Easy to manage
- Quotes online or over the phone on 1800 805 191
- Options to take out premium funding loans to pay monthly. Fees and charges will apply
- Adjust your policy any time. Terms and conditions may apply
- Easy renewal management
- Online requests for certificates of insurance.
Rely on Aon’s industry expertise in Osteopath insurance. Business insurance can be complicated.
What you think you’re paying for isn’t always what you get. At Aon, we want you to feel confident you’ve made a smart decision for your business insurance needs.
As SME specialists for Osteopath insurance, we understand the risks that businesses like yours face and how to insure against them. We know insurance policies and understand that the detail of your policy wording is important to providing the type of cover your small business needs. That’s why we help you by arranging policies customised for the common risks of your industry. Our team of Australian-based SME insurance experts are here to support you and your business every step of the way. We’ll give you access to the relevant information required to help you understand the cover options available to you so you can feel more informed about your choice of insurance.
Why choose Aon for Osteopaths insurance?
When it comes to insurance for Osteopaths, there are a few options available to you, and deciding which ones you need might not be easy. Aon is committed to making life easier for you by arranging insurance that’s easy to understand, buy and manage, so you can get quotes and take out a policy online in just a few clicks. Or if you do need help, our team of friendly experienced brokers are a phone call away to help you understand what insurances you may or may not need, but more importantly, why; helping give you confidence that you’re making a better decision for you and your business.

Cover Benefits of Osteopaths Professional Indemnity Insurance
Professional Indemnity cover limit
$5 million, $10 million, $20 million.2
Unlimited retroactive date
You may be covered for claims relating to events that happened before you purchased cover, as long as you weren’t aware of a claim or facts or circumstances which could give rise to a claim, before you purchased the policy.2
Subject to eligibility criteria and must be stated in the Schedule.
Run-off cover
You can be subject to claims for professional wrong-doing even after you retire or sell your business. Run-off cover extends your insurance policy for up to 7 years after your business ceases, to respond to claims which arose while the business was operating.2



Self Service – Certificate of Currency
Click here to request a Certificate of Currency for your Health Combined Professional Indemnity and Public & Products Liability policy.*
Contact
Get in touch with our specialists
1Offer available to new customers who purchase the Medical Malpractice and Broadform Liability for Chiropractors & Osteopaths Policy and who do not currently have a Professional Indemnity or Public Liability policy through Aon. Aon reserves the right to cancel this offer at any time.
2Subject to full terms, conditions and limits of the policy. Please review the full policy wording for more information.
3We will process your certificate of currency request instantly but, depending on your internet speed and email server, it could take a few minutes to get to your inbox. If you're arranging the policy via one of our brokers the time line may vary, however it is likely, it will be a minimum of 24 hours.
4Hunter Premium Funding is a third party independent of Aon, however Aon will receive a commission if you pay for your policy through a premium funding agreement with them.
In arranging the Medical Malpractice and Broadform Liability for Chiropractors & Osteopaths Policy, Aon has a binder agreement with Insurance Australia Limited ABN 11 000 016 722 under which we are authorised to commit Insurance Australia Limited to providing cover without reference to them. If you purchase this insurance, Aon will receive a commission that is a percentage of the premium. Further information can be found in our FSG or provided upon request. When acting under a binder we will be acting under an authority given to Aon by the insurer and will be effecting the insurance contract as agent of the insurer and not as your agent. Our binder arrangements with the insurer are such that we remain your agent in the handling of any claim.
Please also note that Chiropractic Australia Ltd ABN 27 606 305 579 (CA), act as a referrer of the above listed insurance/s to Aon. Where you purchase this insurance as a result of a referral from CA to Aon, CA will receive a fixed fee from Aon’s total remuneration. Please feel free to contact us for further information.