Insurance for Small Events Get a quote Get a quote 1800 806 584
Or Call 1800 806 584
Mon – Fri 8:30am - 5:00pm AET

Why do Small Events need insurance?

There are probably a few reasons event planning has been named one of the most stressful jobs, and if you’re in the middle of planning one, you know them all too well. Between trying to account for every minute on your run-sheet, and having a second back-up plan if your back-up plan fails, the list of things that could go wrong is endless. No matter how much you plan though, there are some mishaps that no amount of planning can prepare you for. It is therefore important for any business holding events to have adequate insurance for their event. This can help ensure you’re not faced with out-of-pocket costs if unexpected events such as someone slipping and falling leads to a costly lawsuit against your business. 

Organising an event of more than 2,000 attendees?

Why Aon?

Small Events Insurance. Easy


Easy to understand

  • Easy to digest information about what insurances your business needs and buy online
  • Or it’s an easy call one of our experienced, friendly brokers on 1800 806 584

Easy to Buy

  • Quick quotes available online
  • Purchase in just a few clicks
  • Options available to pay monthly

Easy to manage

  • Adjust your policy anytime you require and manage your renewals with a quick call
  • Request certificates of insurance quickly and easily
  • Aon can assist you in filing complex claims

Why choose Aon for Small Events Insurance?

When it comes to insurance for events, deciding on the cover you need might not be easy. Aon is committed to making life easier for you by arranging insurance that’s easy to understand, buy and manage, so you can get quotes and take out a policy online in just a few clicks. Or if you do need help, our team of friendly experienced brokers are a phone call away to help you understand what insurances you may or may not need, but more importantly, why. Helping give you confidence that you’re making a better decision for you and your business.

What Insurance do you need for your event?

Event Protect – Public Liability
This is one of the most important covers you may need for your event. Public Liability is designed to cover your legal liability in the event of a third party injury or property damage that occurs during your event.  No matter how carefully you plan, incidents such as these can happen without any warning, whether it’s overlooking a stray wire or a broken chair. Many venues may also require that you hold Public Liability prior to allowing you to hire their venue.
Public Liability for small events (less than 2,000 attendees) is available through Aon online, so you can get quotes and take out cover in just a few clicks.
Event Protect can be taken out for a single event or as an annual policy.1
Event Cancellation
This is an optional insurance product, and includes cover for costs and expenses or revenues associated with an event should it be cancelled, postponed or interrupted due to unforeseen circumstances. Some scenarios include unavoidable inability /non-appearance of speakers, teams or performers at your event, severe weather or natural catastrophe and denial of access to the event location.1
Equipment Insurance
Event-related equipment can be expensive - by the time you add up the cost of everything, you might find the cost can easily run into the thousands. If your events equipment is damaged in the course of your event, the additional financial burden of replacing it would be the last thing you’d need. Equipment Insurance is therefore available as an optional cover. The equipment insurance Aon arrange is applicable worldwide (unless otherwise specified in your schedule) and importantly, covers equipment in transit, during use and in storage. The policy can cover equipment used for Sound & Lighting, Audio-Visual, Entertainment and Musical Equipment. 1
Volunteer Personal Accident
Events often rely on the efforts of volunteers. With optional Voluntary worker personal accident cover, we can help ensure you’re also covered for certain incidents.1
Business Insurance
Business Insurance is designed to protect your business and its assets (including equipment) against certain unexpected events. For example it can include cover for damage to business premises and/or equipment caused by fire, storm, theft and other insured events. Cover is also available for damage to money (if you keep cash on premises), and portable contents such as mobile phones and laptops.2

A key part of this policy is Business Interruption, which can provide protection for lost revenue in the event your business is unable to operate as usual due to an insured peril.

Business Insurance is made up of a number of cover sections, and you can choose the sections that relate to your business. Cover is also available for damage to money (if you keep cash on premises), portable contents such as mobile phones and laptops, and Public Liability.
Event Protect Cover Options

Select the 'Event Protect' cover you require (based on attendee numbers or number of events you’ll hold)
Single Event <1000 attendees
No. of event attendees < 1000

Prices between $445.50 - $470.25
Single Event 1000 - 2000 attendees
No. of event attendees 1000 - 2000

Prices between $557.70 - $592.35
Annual Small Events
Organiser cover. 

No. of attendees at each <2000

Prices between $669.90 - $714.45
FAQs

Frequently Asked Questions
Here are answers to some commonly asked questions by Event Planners.
What do single-event Event Protect policies arranged through Aon cover?
This cover is appropriate for a single event you’re planning for your organisation or business where the number of attendees is either <1000 or between 1000 and 2000.
We can arrange cover for these event types:
  • Annual General Meetings (AGMs) / Meetings / Presentations / Award Functions / Conferences / Seminars / Corporate Functions / Gala dinners / Charity Balls
  • Corporate or Charity Afternoon Teas / Breakfasts / Brunches / Lunches / Cocktail functions / Dinners and Fundraising Dinners
  • Art (or other) Exhibitions
  • Community Fairs and Community Markets
  • Concerts or Theatre Plays
  • Cultural, Film and/or Wine / Food Festivals
  • Musicals / Performances / Recitals
  • Trivia Nights
Your event not listed? Drop us a line and we’ll look to get your event covered in another way.
What does the Annual Event Protect policy arranged through Aon cover?
This cover is appropriate for Annual Event Organisers, Event Co-ordinators, Production Managers & Stage Managers who organise more than 1 of the event types listed above (excluding concerts) each year.
What if I organise more than one event but don’t need 12 months cover?
Should you hold 2 or more planned events per year, it may be more cost effective for you to purchase annual events cover than to purchase e.g. 2 or 3 single event covers. Plus, should your organisation/business add another event to your calendar, you know you’ll already have cover with this policy.
Explore more FAQs
Is insurance a mandatory requirement for events?
While there is no governing body which mandates insurance for events,  some of your clients or some event venues may require you to hold Public Liability insurance before commencing work. Regardless of whether it is a requirement, insurance should still be an important consideration if you’re holding an event.
 
How do I make a claim?
You will find details of how to make a claim in the policy wording you receive from us. However, we also appreciate that having to make a claim can be a stressful time which is why as your advocate we are always on hand to help with any questions. Please do not hesitate to call us on 1800 806 584.

What if I need to make a change to my policy?
It is important to keep your policy up to date with the changing shape of your work and also to keep your business and personal information up to date in the event of a claim.
Should your business circumstances have changed, for example you have changed the services that you offer and you are not sure if your existing insurance covers it anymore, then you can always call one of our experienced friendly brokers to discuss on 1800 806 584.

How do I renew my policy?
Your renewal offer will be sent to you via your elected email address. Approximately 30 days before your renewal date you will receive a renewal email and schedule from Aon. It is important at this stage to review the details of our offer carefully (remember pricing and coverage levels may have changed so it is important to review). If you are happy with the offer and wish to accept there is nothing more for you to do your policy will automatically renew on the expiry date of your previous policy and you will receive an invoice via your elected email. It is important that you pay this invoice by the date specified on your invoice to ensure you are covered, if you do not pay your invoice before the start date your new policy, your cover may lapse.

What should I do if I have not received my certificate of currency or renewal offer/documents?
Please accept our apologies. At Aon we strive to deliver best in class service, so we are sorry to hear you have not received your documents. Please contact us on 1800 806 584 or au.entertainment@aon.com and we will look to send your documents as soon as possible.

What are your opening hours?
Our opening hours are 8.30 a.m. to 5.00 p.m. Monday to Friday (except public holidays). If you need to contact us out of hours you can email us at au.entertainment@aon.com and we will pick up your query on the next business day.

Contact


Call 1800 806 584

8:30am - 5:00pm AET
Mon - Fri (except public holidays)
1Subject to the full terms, conditions and limits of the policy. Please review the full policy wording for more information.

Event Protect Insurance is arranged by Aon Risk Services Australia Limited ABN 17 000 434 720 AFSL 241141 as agent for the insurer, XL Insurance Company SE, Australia Branch, ABN 36 083 570 441. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Further information can be provided upon request.