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Entertainment Equipment & Musical Instrument Insurance


 Get a quote Get a quote 1800 806 584
Or Call 1800 806 584
Mon – Fri 8:30am - 5:30pm AET

Why do you need Equipment insurance?

As an entertainer, your equipment enables you to perform and brighten up people’s day. Whether you’re part of a band, a violin teacher or a lighting technician, your equipment is one of the most valuable assets you own. Not only is it an important part of your work, but it may even be your most expensive investment for your business. So imagine if it was stolen or damaged and you suddenly had to come up with the money to replace it? Equipment and Musical Instrument Insurance has been designed to make sure you’re not left with the financial burden of replacing your equipment if it’s damaged or stolen.

Why Aon?

Equipment Insurance. Easy.

Easy to Understand

  • Easy to digest information about what insurances your business needs and buy online
  • Or it’s an easy call one of our experienced, friendly brokers on 1800 806 584

Easy to Buy

  • Quick quotes available online
  • Purchase in just a few clicks
  • Options available to pay monthly

Easy to Manage

  • Adjust your policy anytime you require and manage your renewals with a quick call
  • Request certificates of insurance quickly and easily
  • Aon can assist you in filing complex claims

Why choose Aon for Equipment insurance?

When it comes to insurance for your equipment and/or musical instruments, there are a few options available to you, and deciding which ones you need might not be easy. Aon is committed to making life easier for you by arranging insurance that’s easy to understand, buy and manage, so you can get quotes and take out a policy online in just a few clicks. Or if you do need help, our team of friendly experienced brokers are a phone call away to help you understand what insurances you may or may not need, but more importantly, why. Helping give you confidence that you’re making a better decision for you and your business.
Cover level

Select your level of cover

Need more than $20k cover? Call us on 1800 806 584
$5,000
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Between $181.50 - $201.47**
$10,000
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Between $269.50 - $307.22**
$15,000
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Between $357.50 - $412.97**
$20,000
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Between $445.50 - $518.73**

Cover benefits of Equipment & Musical Instrument Insurance:

Accidental Damage
If you unintentionally cause damage to your equipment, then this policy may cover the cost to repair or replace them.

Theft
If your equipment or instruments are stolen from your home, or while you’re out working, then this may also be covered.

Fire, Storm & Other Events
Includes cover for the cost to repair or replace your equipment if an event such as a storm or fire was to cause damage to your equipment.

Emergency Hire
If an insured event leads to you losing use of your instruments right before an important event, you may need to hire equipment to complete your gig. Where you have a covered claim, the policy may pay the hire costs of similar insured equipment, up to 35% of the sum insured.
FAQs
Frequently Asked Questions
Here are answers to some commonly asked questions by our clients.
What equipment is covered?
Some of the equipment covered includes musical instruments, PA systems, speakers, DJ equipment, acrobatic & circus equipment, props and costumes and associated band and performance equipment; mixing desks, lighting, speakers, PA systems, microphones, cables and associated sound and lighting equipment; cameras, lenses, tripods, camera equipment, and associated photography, film & TV equipment.

Own something not on this list? It may still be insurable so just give us a call to find out on 1800 806 584.
Will my equipment be covered if I’m travelling or working overseas?
Under the Equipment & Musical Instrument Insurance arranged through Aon, your items may be covered while overseas, but it depends on the Territorial Limits set out in your Schedule when you take out the insurance.
Is my equipment covered if I hire it out to 3rd parties?
The Equipment & Musical Instrument Insurance arranged through Aon includes cover when you hire your equipment out to 3rd parties, so long as a hire agreement is in place or the 3rd party organises their own insurance covering subrogation. Other special terms, conditions and excesses may apply. Please ensure you read the PDS Policy Wording, and/or contact our office for more information.
Explore more FAQs
Can I pay my premium on a monthly basis?
We are able to arrange periodical payment solutions including monthly payment through our premium funding option. This option is not available through our online quoting system, so if you are interested in premium funding, we ask that you please contact our Entertainment team on 1800 806 584 or au.entertainment@aon.com

How do I make a claim?
You will find details of how to make a claim in the policy wording you receive from us. However, we also appreciate that having to make a claim can be a stressful time which is why as your advocate we are always on hand to help with any questions. Please do not hesitate to call us on 1800 806 584.

The model of the instrument I’m claiming for is no longer available. What will I receive instead?
If the exact model is no longer available, the insurer may attempt to find the closest available model when replacing your equipment. If this is not possible you may be offered a cash settlement to compensate the claim.

What if I need to make a change to my policy?
It is important to keep your policy up to date with the changing shape of your work but also to keep your business and personal information up to date in the event of a claim.

Should your business circumstances have changed, for example you have changed the services that you offer and you are not sure if your existing insurance covers it anymore then you can always call one of our experienced friendly brokers to discuss on 1800 806 584.

How do I renew my policy?
Your renewal offer will be sent to you via your elected email address, approximately 30 days before your renewal date you will receive a renewal email and schedule from Aon. It is important at this stage to review the details of our offer carefully (remember pricing and coverage levels may have changed so it is important to review). If you are happy with the offer and wish to accept, please make your payment by the date specified on the invoice.

What should I do if I have not received my certificate of currency or renewal offer/documents?
Please accept our apologies, at Aon we strive to deliver best in class service, so we are sorry to hear you have not received your documents. Please contact us on 1800 806 584 or au.entertainment@aon.com and we will look to send your documents as soon as possible.

What are your opening hours?
Our opening hours are 8.30 a.m. to 5.00 p.m. Monday to Friday (except public holidays). If you need to contact us out of hours you can email us at au.entertainment@aon.com and we will pick up your query on the next business day.

Can I pay for my policy monthly?
Yes you can, monthly payments can be arranged through a premium funding agreement with Hunter Premium Funding1 to help you spread the costs of your insurance across the year. Please note that the total overall cost is higher if you pay monthly. Contact us on 1800 806 584 or by email on au.entertainment@aon.com.

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Contact

Get in touch with our specialists

Call 1800 806 584

8:30am - 5:00pm AET
Mon - Fri (except public holidays)

Email us

entertainment.australia@aon.com
**Prices vary based on GST & the stamp duty of your state.

1Hunter Premium Funding is a third party independent of Aon, however Aon will receive a commission if you pay for your policy through a premium funding agreement with them.

Equipment and Instrument Insurance is arranged by Aon Risk Services Australia Limited ABN 17 000 434 720 AFSL 241141 as agent for the insurer, Allianz Australia Insurance Limited, ABN 15 000 122 850, AFSL 234708.