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Why do Events need insurance?

Perfectly organised seating and speakers and performers who segue to each other in the most natural and smooth way – in a large event, the only one who can truly understand the hard work that has gone on behind the scenes are probably other event planners. However, despite your perfectionism when it comes to event planning, there are some mishaps that you can’t plan for. It is therefore important when holding an event that you have appropriate insurance in place if disaster does strike.

Organising an event of less than 2,000 attendees?

Why choose Aon for Events Insurance?

Aon understands the risks of the event industry. With over 50 years combined team experience, we’ve proudly helped Event Organisers and Promoters confidently deliver thousands of large events across Australia.

With so many things to organise and no two events the same, we take the time to clearly understand your event(s) before talking with insurers. That way, you can be sure your event has cover for key risks, like Public Liability, bad weather, venue and equipment damage, for a competitive price.

When it comes to insurance for an event, deciding on the cover you need might not be easy. Aon is committed to making life easier for you by arranging insurance that’s easy to understand, buy and manage, so you can get a quote by using our simple online form. Or if you do need help, our team of friendly experienced brokers are a phone call away to help you understand what insurances you may or may not need, but more importantly, why. Helping give you confidence that you’re making a better decision for you and your business

What Insurance do you need for your event?

Public Liability
Public Liability is designed to cover your legal liability in the event of a third party injury or property damage that occurs during your event. It is one of the most important covers you may need for your event.

Although many venues hold their own Public Liability insurance, they may still require that you hold your own policy prior to allowing you to hire their venue.

Venue and Equipment Damage
If the venue or any of its equipment are damaged due to your negligence in running the event, this may also be covered under a Public Liability policy.1
Event Cancellation
Cancellation due to weather
If you have concerns that your event could be affected by unpredictable weather conditions, Aon may be able to arrange cover for the financial loss suffered. 1

Cancellation, abandonment or non-appearance
If your event was cancelled, abandoned, or a performer didn’t arrive you would incur costs - we may be able to arrange insurance so your financial loss is covered.1
Equipment Insurance
Event-related equipment can be expensive - by the time you add up the cost of everything, you might find the cost can easily run into the thousands. If your event’s equipment is damaged in the course of your event, the additional financial burden of replacing it would be the last thing you’d need.

Equipment Insurance is therefore available as an optional cover. The equipment insurance Aon arrange is applicable worldwide (unless otherwise stated in your schedule) and importantly, covers equipment in transit, during use and in storage. The policy can cover equipment used for Sound & Lighting, Audio-Visual, Entertainment and Musical Equipment.1
Volunteer Personal Accident
Events often rely on the efforts of volunteers. With optional Voluntary worker personal accident cover, we can help ensure you’re also covered if they suffer an injury while they’re volunteering for your event.1
Business Insurance
Business Insurance is designed to protect your business and its assets (including equipment) against certain unexpected events. For example it can include cover for damage to business premises and/or equipment caused by fire, storm, theft and other insured events. Cover is also available for damage to money (if you keep cash on premises), and portable contents such as mobile phones and laptops.2

A key part of this policy is Business Interruption, which can provide protection for lost revenue in the event your business is unable to operate as usual due to an insured peril.

Business Insurance is made up of a number of cover sections, and you can choose the sections that relate to your business. Cover is also available for damage to money (if you keep cash on premises), portable contents such as mobile phones and laptops, and Public Liability.
FAQs

Frequently Asked Questions
Here are answers to some commonly asked questions by Event Professionals.
What types of events can Aon arrange insurance for?
Due to our longstanding relationship with insurers, Aon are able to arrange cover for most types of events. Whether it’s an award function, gala dinner or annual general meeting, our team can help find the appropriate cover to suit your event.
Is insurance a mandatory requirement for events?
While there is no governing body which mandates insurance for events, some of your clients or some event venues may require you to hold Public Liability insurance before commencing work. Regardless of whether it is a requirement, insurance should still be an important consideration if you’re holding an event.
How do I make a claim?
You will find details of how to make a claim in the policy wording you receive from us. However, we also appreciate that having to make a claim can be a stressful time which is why as your advocate we are always on hand to help with any questions. Please do not hesitate to call us on 1800 810 282.
Explore more FAQs
What if I need to make a change to my policy?
It is important to keep your policy up to date with the changing shape of your work and also to keep your business and personal information up to date in the event of a claim.

Should your business circumstances have changed, for example you have changed the services that you offer and you are not sure if your existing insurance covers it anymore, then you can always call one of our experienced friendly brokers to discuss on 1800 810 282.

How do I renew my policy?
Your renewal offer will be sent to you via your elected email address. Approximately 30 days before your renewal date you will receive a renewal email and schedule from Aon. It is important at this stage to review the details of our offer carefully (remember pricing and coverage levels may have changed so it is important to review). If you are happy with the offer and wish to accept there is nothing more for you to do your policy will automatically renew on the expiry date of your previous policy and you will receive an invoice via your elected email. It is important that you pay this invoice by the date specified on your invoice to ensure you are covered, if you do not pay your invoice before the start date your new policy, your cover may lapse.

What should I do if I have not received my certificate of currency or renewal offer/documents?
​Please accept our apologies. At Aon we strive to deliver best in class service, so we are sorry to hear you have not received your documents. Please contact us on 1800 810 282 or entertainment.leisure@aon.com and we will look to send your documents as soon as possible.

What are your opening hours?
Our opening hours are 8.30 a.m. to 5.00 p.m. Monday to Friday (except public holidays). If you need to contact us out of hours you can email us at entertainment.leisure@aon.com and we will pick up your query on the next business day.

Contact


Call 1800 810 282

8:30am - 5:00pm AET
Mon - Fri (except public holidays)
1Subject to the full terms, conditions and limits of the policy. Please review the full policy wording for more information.