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Why do Consultants need Insurance?

If you’re running a consulting business, you’re no stranger to long hours and hard work. Behind every polished client presentation or pitch, there were hours of research, brainstorming and calculations. Unfortunately though, every project you work on and every client you win also brings with it the possibility of something going wrong. Whether a client your advice caused them financial loss, or a major storm damages your premises that you’re no longer able to operate, there are many incidents that could occur that can have significant consequences for your business. Therefore, insurance is an important consideration for consulting businesses to help ensure you can keep focusing on wins rather than the resulting financial difficulties of certain events.

Why Aon?

Consultants Insurance. Easy.

Easy to Understand

  • Easy to digest information about insurances your business needs
  • Call our experienced, friendly brokers on 1300 836 028

Easy to Buy

  • Quick quotes online
  • Purchase in just a few clicks
  • Pay monthly options available

Easy to Manage

  • Manage your renewals easily
  • Adjust your policy anytime
  • Request certificates of insurance quickly and easily
  • Assistance in complex claims

Why choose Aon for Consultants Insurance?

Aon is committed to making life easier for small and medium consulting business owners with insurance that’s easy to understand, buy and manage. If you’re a small or medium business owner, your job is anything but small, so when it comes to protecting your business with the right cover, it’s worth being with a broker who understands the risks you face in your industry.

You can compare covers and take out a policy online in just a few clicks. But if you need help, our team of friendly experienced brokers are a phone call away and can guide you through your options, so you can have confidence you’re making a better decision for you and your business.

As a broker, we also draw upon our long-standing relationships with insurers to manage your claim for you. Making a claim can be stressful and this is one less thing for you to worry about.


Select your profession to arrange the right cover for you.


Frequently Asked Questions
Here are some questions commonly asked by Consultants.
My profession is not listed above, can I still get insurance through Aon?
Contact our team on 1300 836 028 and we may be able to arrange cover.
What insurance do Consultants need?
There are a few types of insurance you may need to protect your business. In our opinion, one of the most important forms of insurance required is Professional Indemnity Insurance. Professional indemnity Insurance helps protect you from the cost of a lawsuit when a client is dissatisfied with your work. In addition to Professional Indemnity Insurance, you may also need other forms of cover. If your work involves dealing with any members of the public, you might also need Public and Products Liability Insurance. Business Insurance is also a good option if you operate out of a physical business premises, and/or have business assets and equipment. Speaking to your broker can help you understand the different options you have so you can make a decision that’s right for you.
Can I take out cover online?
Some of our policies may be taken out online, while others need to be taken out with one of our brokers. Even if you take out a policy online, if you have any questions about your cover, you can contact our team on 1300 836 028
Explore more FAQs
How do I make a claim?
You will find details of how to make a claim in the policy wording you receive from us. However, we also appreciate that having to make a claim can be a stressful time which is why as your advocate we are always on hand to help with any questions. Please do not hesitate to call us on 1300 836 028 during business hours.

What if I need to make a change to my policy?
It is important to keep your policy up to date with the changing shape of your work and also to keep your business and personal information up to date in the event of a claim.  

Should your business circumstances have changed, for example you have changed the services that you offer and you are not sure if your existing insurance covers you anymore, then you can always call one of our experienced friendly brokers to discuss on 1300 836 028 during business hours.

How do I renew my policy?
Your renewal offer and email will be sent to you via your elected email address approximately 30 days before your renewal date. It is important at this stage to review the details of our offer carefully (remember pricing and coverage levels may have changed so it is important to review). If you are happy with the offer and wish to accept there is nothing more for you to do your policy will automatically renew on the expiry date of your previous policy and you will receive an invoice via your elected email. To make sure you remain insured, it is important that you pay your renewal by the date specified on the tax invoice.

What should I do if I have not received my certificate of currency or renewal offer/documents? 
Please accept our apologies. At Aon we strive to deliver best in class service, so we are sorry to hear you have not received your documents. Please contact us on 1300 836 028 or email or and we will look to send your documents as soon as possible

What are your opening hours?
Our opening hours are 8.30am to 7.00pm Monday to Friday (AET, except public holidays). If you need to contact us out of hours you can email us at or and we will pick up your query on the next business day. 

Can I pay for my policy monthly? 
Yes you can, monthly payments can be arranged through a premium funding agreement with Hunter Premium Funding2 to help you spread the costs of your insurance across the year. Please note that the total overall cost is higher if you pay monthly. Contact us on 1300 836 028 to discuss this option. 



Call 1300 836 028

8:30am - 7:00pm AEST
Mon - Fri (except public holidays) 
1Subject to full terms, conditions and limits of the policy. Please review the full policy wording for more information.

2Hunter Premium Funding is a third party independent of Aon, however Aon will receive a commission if you pay for your policy through a premium funding agreement with them.