Insurance for NDIS Recipients
If you are a recipient of the NDIS, you will have many considerations when it comes to protecting yourself and/or your business. The relationship between recipients of the NDIS and voluntary (non-paid) carers is that of employer and employee, so if something goes wrong, home and contents insurance won’t necessarily cover you.
Insurance for NDIS Service Providers
On the other hand, as an NDIS service provider there are different risks you face that are relevant for your line of work and for which you would need cover.
Why choose Aon to arrange NDIS and Service Provider insurance?
Aon has created affordable insurance solutions which have been tailored to the specific risks of NDIS recipients and service providers. With over 30 years’ experience in this area, Aon is committed to making life easier for you with insurance that’s easy to understand, buy and manage. You can apply online by selecting the relevant option below. If you would prefer to speak to someone, our team of friendly experienced brokers are a phone call away to help you understand what insurances you may or may not need, but more importantly why; helping give you confidence that you’re making the right decision for your business.
Comprehensive motor cover protects your organisation's (including leased) vehicles.
Non-Owned Motor Vehicles
This covers loss of excess, no claim bonus and hire costs for vehicles not owned by your organisation (such as those owned by volunteers) while being used on behalf of the organisation.
The Policy also offers Third party Liability cover.
- Limit Options: $10 million or $20 million
- An excess of $250 would need to be paid when making a claim.
- Limit: Death Benefit 100% of the limit on your schedule
- Nil excess on all claims, except medical expense claims.
- No age limit (but must be able to follow instruction).
- Ambulance Hire not recoverable from any other source.
- Student Tutorial and Domestic Help - from $250 per week for 104 weeks.
- Paraplegia or Quadriplegia - home or car renovation/modification up to $7,500.
- Tuition or advice - up to $750 per week.
- Chauffer Services - $5000.
- Funeral expenses - $5,000.
- Non-Medicare Medical Expenses - excluding any costs wholly or partially covered by Medicare*, up to $2,500 dollars.
*Under Australian Federal Legislation, it's illegal for general insurance companies to cover medical items that would/ should have been covered by Medicare. This means insurers cannot cover Medicare gaps in payments, eg. if a GP charges $100 for their service & the medical scheduled fee is $75, the $25 gap is uninsurable.
It is important to keep your policy up to date with the changing shape of your work but also to keep your business and personal information up to date in the event of a claim.
Should your business circumstances have changed, for example you have changed the services that you offer and you are not sure if your existing insurance covers it anymore then you can always call one of our experienced friendly brokers to discuss on 1800 123 266.
What are your opening hours?
Our opening hours are 8.30 a.m. to 5.00 p.m. AET Monday to Friday (except public holidays). If you need to contact us out of hours you can email us at firstname.lastname@example.org and we will pick up your query on the next business day.
Where does the cover Aon arranges extend to in Australia?
Your coverage can extend to all states and territories across the country. So, regardless of where you live or operate from in Australia, you can get covered through Aon.