Why do Community Radio Groups need insurance?
If you’re running a community radio group, the nature of your work makes you susceptible to a number of key risks, whether the topic of conversation on air or the risk of damaging your valuable equipment, the chance of these events occurring should be taken into consideration. The insurance cover Aon arranges for community radio groups has been designed with consideration of these risks, and provides cover for defamation, transmission sites, as well as your team and equipment during outside broadcasts.
Why choose Aon for Community Radio Groups Insurance?
As Aon have been assisting the community sector, including community radio groups, with their insurance needs for over 30 years, we have a clear understanding of the key risks you face. When it comes to insurance for your community radio group, there are a number of options available to you, and you may or may not need more than one. We understand it can be confusing, and there are a lot of pieces to put together. So as part of our commitment to making insurance easy to understand, buy and manage, we’ve developed the NFP Insurance Puzzle Helper to help you identify what you need, don’t need, and most importantly, why.
Age shouldn’t be an obstacle to volunteering or your insurance, so we may be able to offer a policy with no age limit.1
Comprehensive motor cover helps protect your organisation's (including leased) vehicles.
Non-Owned Motor Vehicles
This covers loss of excess, no claim bonus and hire costs for vehicles not owned by your organisation (such as those owned by volunteers) while being used on behalf of the organisation.1
As a Not-for-profit organisation, you may store a lot of personal information on your systems. A cyber attack on your organisation may result in unauthorised release of that information. Standard insurance cover such as Public Liability and Professional Indemnity may not offer protection in the event of a cyber attack, and as such the financial implications for your organisation could be very significant.
In response, Aon has worked with our cyber risk experts to develop a comprehensive and competitively priced insurance cover that protects your Not-for-profit.
Your certificate of currency will be available to you upon request and will be sent by your broker once payment of the policy has been made.
What are your opening hours?
Our opening hours are 8.30 a.m. to 5.00 p.m. Monday to Friday AET (except public holidays). If you need to contact us out of hours you can email us at firstname.lastname@example.org and we will pick up your query on the next business day.
What is the process after I have completed the proposal form?
After you have completed the proposal form you will need to click the ‘Submit’ button at the bottom of the form, or forward the form the form onto our NFP team. As long as you have provided the necessary information, we will return your email with an appropriate quotation or, if required, refer the quotation to our panel of insurers for terms.
In arranging certain NFP policies, Aon has binder agreements with relevant insurers under which Aon is authorised to commit such insurers to providing cover without reference to them. When acting under a binder we will be acting under an authority given to Aon by the insurer and will be effecting the insurance contract as agent of the insurer and not as your agent. Our binder arrangements with insurers are such that we remain your agent in the handling of any claim. If you purchase this insurance, Aon will receive a commission that is a percentage of the premium. Further information can be found in Aon’s FSG or provided upon request.