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Insurance for Not-For-Profits

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Mon – Fri 8:30am - 5:30pm AET

Why do Not For Profits need insurance?

As a Not-for-Profit organisation, the benevolent and philanthropic work you do forms an important part of our community’s fabric. However, sometimes incidents occur in the course of operating a not-for-profit organisation, and bring with them significant financial hardship. Be it a client alleging an injury due to your activities, or falling victim to a cyber attack, unfortunate events like these can be extremely difficult to handle, no matter how good your intentions are. It’s therefore important you consider insurance for your not-for-profit through a broker that understands the needs of the industry.


Why Aon for Not For Profits insurance?

As the chosen insurance partner of a number of not-for-profit industry bodies, Aon can help protect your organisation by arranging insurance that is easy to understand, buy and manage. We have a dedicated team of friendly, experienced brokers who are committed to ensuring you understand your various options, so you can make a better decision for you and your business.

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Providing specialist business insurance for individual members.

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Not For Profit Organisations

Types of NFP's, Charities and Voluntary Organisations we cover

Childcare Centres
Community Radio
NFP Disability Carers
NDIS Providers
Not For Profit & Charities
Volunteer Personal Accident
Childcare Centres
Community Radio
NFP Disability Carers
NDIS Providers
Not For Profit & Charities
Volunteer Personal Accident
Volunteering Organisations
Work Experience & Internships
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Insurance you may need as a Not-for-Profit Organisation
Public & Products Liability Insurance
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Cover for legal liability to third parties if they suffer an injury or property damage as a result of your organisation's activities.1
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Association Liability Insurance
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Protector/Association Liability insurance is a package insurance that allows you to bundle different covers into one policy, including:
  • Professional Indemnity insurance: cover for any professional services provided by your organisation, as noted on your schedule;
  • Management Liability: cover for your organisation’s directors and officers against legal liability arising out of their management duties;
  • Employment Practices Liability: cover for employment-related claims brought by current, former or prospective employees against your organisation; and 
  • Fidelity: cover for direct financial loss suffered by the organisation as a result of fraud or dishonesty committed by an employee.1
Voluntary Workers Accident Insurance
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Cover for your volunteers if they suffer an injury whilst they’re  undertaking activities for you. The Volunteer Worker’s Personal Accident cover arranged through Aon  pays lump sum benefits to volunteers if they suffer from one of the injuries listed in the policy.1
Motor Vehicles - Owned & Non-owned
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Comprehensive Motor Vehicle insurance is available for your organisation’s fleet, and for other vehicles used by you in your organisation’s activities.
Comprehensive motor vehicle cover provides cover for own damage to vehicles that are owned, hired, borrowed or used by your organisation. The policy also offers Third Party Liability coverage.1
Business Insurance
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Business Insurance is a package insurance that allows you to bundle different coverages into one policy.  It is designed to include cover for your physical business premises and/or your business assets and equipment. Cover options include damage to building & contents, theft, money, business interruption and portable property, along with computer and machinery breakdown.1
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Not-for-profit Cyber Insurance
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Cyber insurance includes cover for financial loss you suffer as a result of a cyber attack. This can include phishing, malware and ransomware. Cyber risk is an exposure that no modern business can escape, and the financial impact of system interruption, privacy and cybercrime events are now felt within all industries.1
 
As a Not-for-profit organisation, you may store a lot of personal information on your systems. A cyber attack on your organisation may result in unauthorised release of that information. Standard insurance cover   such as Public Liability and Professional Indemnity may not protect you in the event of a cyber attack, and as such the financial implications for your organisation could be very significant.
 
In response, Aon has worked with our cyber risk experts to develop a competitively priced insurance cover that helps protect your Not-for-profit.
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FAQs
Frequently Asked Questions
Here are answers to some commonly asked questions by Not-for-profits.
My organisation isn’t listed above, can I still get insurance?
If your organisation isn’t listed above, we may still be able to arrange cover for you. Simply give our team a call, and we may be able to assist you.
How do I find out what insurance I need?
The insurance you need will vary depending on the organisation you’re in, and you may need more than one policy. At a minimum, you’re likely to require Public Liability Insurance if you’ll be conducting activities in public and interacting with third parties. You can speak to our team to help you understand what insurances you may or may not need.
How do I make a claim?
If you need to make a claim, your first point of contact should be the Aon NFP team. We appreciate that having to make a claim can be a stressful time which is why as your advocate we are always on hand to help with any questions.
Please call us on 1800 123 266 during business hours and we will walk you through the process.
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What if I need to make a change to my policy?
​It is important to keep your policy up to date with the changing shape of your work but also to keep your business and personal information up to date in the event of a claim.

Should your business circumstances have changed, for example you have changed the services that you offer and you are not sure if your existing insurance covers it anymore then you can always call one of our experienced friendly brokers to discuss on 1800 123 266

How do I renew my policy?
Your renewal offer will be sent to you via your elected email address, approximately 30 days before your renewal date you will receive a renewal email and schedule from Aon. It is important at this stage to review the details of our offer carefully (remember pricing and coverage levels may have changed so it is important to review). If you are happy with the offer and wish to accept, it is important that you pay for your renewal by the date specified on the tax invoice.

Thank you for looking into renewing your policy through Aon. It is greatly valued that you are pleased with the level of service and coverage you receive.

What should I do if I have not received my certificate of currency or renewal offer/documents?
Please accept our apologies, at Aon we strive to deliver best in class service, so we are sorry to hear you have not received your documents. Please contact us on 1800 123 266 or au.nfp@aon.com and we will look to send your documents as soon as possible.

What are your opening hours?
Our opening hours are 8.30 a.m. to 5.00 p.m. Monday to Friday (except public holidays). If you need to contact us out of hours you can email us at au.nfp@aon.com and we will pick up your query on the next business day.

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Contact

Ways to get in touch

Call 1800 123 266

8:30am - 5:00pm AET
Mon - Fri (except public holidays)

Email us

au.nfp@aon.com
1. Subject to the full terms, conditions and limits of the policy. Please review the full policy wording for more information.

In arranging certain NFP policies, Aon has binder agreements with relevant insurers under which Aon is authorised to commit such insurers to providing cover without reference to them. When acting under a binder we will be acting under an authority given to Aon by the insurer and will be effecting the insurance contract as agent of the insurer and not as your agent. Our binder arrangements with insurers are such that we remain your agent in the handling of any claim.