Insurance for members of Folk Alliance Australia (FAA)

Why Aon?

Approved specifically for members of Folk Alliance Australia (FAA), whether you're a folk performer/group, folk club or organising folk events, our cost-competitive $30mill Public Liability insurance covers you against your key risks. These include property damage and/or bodily injury to a third party including a member of the public or an audience member.
We have recently created a new policy and have changed insurers to provide you with improved cover and increased policy limits, to give you a more competitive offering.
The following benefits are provided;
  • 12 months cover, no matter the time of year you buy or renew our insurance.
  • Automatically included in the policy is Breach of Professional Duty endorsement.
  • Certificate of Currency within minutes, not days+.
  • A quick, online quote and buy system – all you need to do is select the type of cover you require below.
  • Option to purchase additional Instrument & Equipment Cover and/or Personal Accident insurance policies

^ A small club is defined as 75 members (or less) and a large club 76-200 members.

*Please note quoted prices apply only when purchasing online and vary based on the GST & Stamp Duty of your state.

We help cover all the essentials

FAA Insurance Qualifying Criteria

To purchase a policy under this scheme you must be a current and financial member with Folk Alliance Australia. Please make sure to have active membership and your membership number prior to purchasing cover. To take out membership, visit Folk Alliance Australia

Who do we consider as folk?

  • Folk Music is culturally specific and primarily acoustic in nature. It is not; Heavy Metal, Hard Rock, Punk, Hardcore, Hip-Hop, Rap and music with similar context.
  • Folk Dance is culturally specific. It is not; Breakdance, Fire-Twirling, Moshing, Log-Throwing, Crowd-Surfing, Acrobatics and dance with similar context.
  • Folk Music Festivals/Concerts involve no less than 85% Folk Music, as defined above.

What is Public Liability and Breach of Professional Duty Insurance?

Public Liability:
Our Public Liability policy covers claims made against you by a third party, who suffer an injury or property damage, at any event or premise you work from. To make sure you’re protected we automatically offer $30 million in cover under our policy.

Breach of Professional Duty Endorsement:
This endorsement is automatically included as part of your policy and provides cover for Breach of Professional Duty from an act, error of omission committed or alleged to have been committed by you in connection with your activities or business activities.

Worldwide cover

Purchasing our Performer Folk Alliance member insurance? 
In the event of a claim, our insurance will cover you while performing anywhere in the world, except North America.

Purchasing our Folk Alliance member Club or Festival event insurance? 
In the event of a claim, you'll be covered anywhere in Australia and New Zealand.

Aon Instrument & Equipment Cover

We can also protect your musical equipment and instruments from as little as $181.50.
Find out more today.

Quote & Buy Online

Aon Musicians Support Policy

Supported by our entertainment partners, we've created the Musicians Personal Accident policy to fill an industry gap. An affordable cover range for individual musicians, it covers you 24/7 and worldwide, for lost income after accidental injury, illness, permanent disability or death.

Quote & Buy Online

Got a question? Our dedicated Entertainment Team is available by phone or email Monday-Friday 8.30am-5pm AEST.

    + Wait period for a certificate may differ, if you’re purchasing at the end of month during reconciliation. However if your purchase is urgent, simply contact our team on 1800 806 584 so that we can issue your certificate in time for your next performance.

    Folk Alliance Australia (FAA) Member Insurance is arranged by Aon Risk Services Australia Limited ABN 17 000 434 720 AFSL 241141 as agent for the insurer, XL Insurance Company SE, Australia Branch, ABN 36 083 570 441. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Further information can be provided upon request.

    The information contained on this website is general in nature and should not be relied on as advice (personal or otherwise) because your personal needs, objectives and financial situation have not been considered. So before deciding whether a particular product is right for you, please contact the Entertainment team on 1800 806 584 for a copy of the policy terms.

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