Choose your cover
Business Insurance Packs for Health Professionals
Looking for an easier way to buy Business Insurance? We have developed 3 tailored online packages designed with the needs of health professionals in mind.
Combined Professional Indemnity, Public & Products Liability
Get key covers combined into one policy, so you can have peace of mind.
Choose your cover
Why do APS Members need insurance?
As a Psychologist, nothing compares to the treatment you provide your clients. In a world where everyone seems ‘too busy’, your service makes your clients feel heard and understood. However, it’s also important that you protect your business with appropriate insurance, through a broker that understands the risks your sector faces as well. Just as your service helps your clients through their challenging times, having adequate insurance in place will help you and your business weather rough times if you find yourself with a messy allegation of negligence and the resulting financial strain.
Aon is the approved insurance provider for Australian Psychological Society (APS) members. As sector experts, we have worked with industry bodies such as APS to listen to the needs of health practitioners and negotiated with insurers to develop to cover that is easy to understand.
Don’t just insure, be sure
Business insurance can be complicated. What you think you’re paying for isn’t always what you get. As a broker and APS Members insurance specialist, Aon helps you find a policy customised for the common risk of your industry so you’re more confident that you’ve found the right type of insurance for your business.
Are you a psychology postgrad student, registrar or intern?
As a psychology postgraduate student, registrar or intern, if you don’t provide the correct professional advice to a client and they are negatively impacted, there is a chance that they could take legal action against you. We are pleased to offer complimentary cover to psychology postgrad students, registrars and interns who are APS members provided you meet the eligibility criteria.
Find out more and apply here.
Why Aon for APS Members Insurance?
Don't just insure, be sure.

Right type of cover
- Aon arranges Insurance tailored to protect against common risks in the Psychologist sector
- We help you to understand how your policy protects against the common risks as a Psychologist and APS Member
- Competitive premiums thanks to Aon’s scale and influence.

Specialist support
- A team of experienced APS Members insurance specialists to help you at every step
- We help you make claims and advocate on your behalf
- Australian based teams.

Easy to manage
- Quotes online or over the phone on 1800 805 191
- Options to take out premium funding loans to pay monthly. Fees and charges will apply
- Adjust your policy any time. Terms and conditions may apply
- Easy renewal management
- Online requests for certificates of insurance.
Rely on Aon’s industry expertise in APS Member insurance
Business insurance can be complicated. What you think you’re paying for isn’t always what you get. At Aon, we want you to feel confident you’ve made a smart decision for your business insurance needs.
As SME specialists for APS Members insurance, we understand the risks that businesses like yours face and how to insure against them. We know insurance policies and understand that the detail of your policy wording is critical to providing the type of cover your small business needs. That’s why we help you by arranging policies customised for the common risks of your industry.
Our team of Australian-based SME insurance experts are here to support you and your business every step of the way. We’ll give you access to the relevant information required to help you understand the cover options available to you so you can feel more informed about your choice of insurance.

Cover benefits of Professional Indemnity Insurance for APS Members
2 hours complimentary legal advice
You could save hundreds of dollars on outside legal costs with 2 hours of complimentary legal advice that's included in this policy. Legal advice relating to your policy is not included.2
Flexible Professional Indemnity cover limits
Choose a level of Professional Indemnity cover that suits you: $5 million, $7 million, $10 Million or $20 million.2
Member Therapy & Counselling expenses
$5,000 for Therapy and Counselling Expenses which is required as a result of a Claim covered by the Policy.2
Unlimited Retro-active Date
Professional Indemnity Insurance for Psychologists arranged through Aon includes unlimited retroactive cover for unknown claims or circumstances. This means it does not matter when the act, error or omission giving rise to the claim occurred, provided you did not know of the impending claim prior to the Period of Insurance.2
Complimentary Run-Off cover
You can be subject to claims for professional wrong-doing even after you retire or sell your business. Run-off cover extends your insurance policy to respond to claims which arose while the business was operating.2,3
Self Service – Certificate of Currency
Click here to request a Certificate of Currency for your Health Combined Professional Indemnity and Public & Products Liability policy.*
Contact
Get in touch with our specialists
2Subject to full terms, conditions and limits of the policy. Please review the full policy wording for more information.
3The run off cover will apply until the Group Facility is cancelled or not renewed. Subject to full terms, conditions and limits of the policy. Please review the full policy wording for more information.
4Hunter Premium Funding is a third party independent of Aon, however Aon will receive a commission if you pay for your policy through a premium funding agreement with them.
Combined Professional Indemnity Public & Products Liability Insurance Policy Wording for Psychologists is arranged by Aon Risk Services Australia Limited ABN 17 000 434 720 (Aon) on behalf of the underwriter, Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. If you purchase this insurance, Aon will receive a commission that is a percentage of the premium. Further information can be provided upon request.
Please also note that the Australian Psychological Society Limited ABN 23 000 543 788 (APS) act as a referrer of the above listed insurance/s to Aon. Where you purchase this insurance as a result of a referral from APS to Aon, APS will receive a fixed fee from Aon’s total remuneration. Please feel free to contact us for further information.