Why do AIPP members need insurance?
As a photographer, your eyes are trained to find the beauty in almost anything. In finding this beauty though, these same eyes might overlook the possibility of certain mishaps occurring in the course of your work. While you’re busy keeping focus on your shoots and the long nights in post-production, a small incident such as theft of your equipment, or a third party alleging your service caused them harm could throw off the focus in your own world. It is therefore important that as a photographer, you hold appropriate insurance to protect you from the exposure you face in the operation of your business.
Aon has been arranging competitively-priced insurance solutions tailored to the risks commonly faced by professional photographers for over 20 years and is proudly an approved and recommended insurance partner for members of the Australian Institute of Professional Photography.
Why choose Aon for AIPP members’ insurance?
When it comes to insurance for AIPP members, there are a few options available to you, and deciding which ones you need might not be easy. Aon is committed to making life easier for you by arranging insurance that’s easy to understand, buy and manage, so you can apply online by using our simple online form. Or if you do need help, our team of friendly experienced brokers are a phone call away to help you understand what insurances you may or may not need, but more importantly, why. Helping give you confidence that you’re making a better decision for you and your business.
Cover benefits of AIPP members Insurance
Public and Products Liability cover
Public Liability $20,000,000 any one occurrence.
Products Liability $20,000,000 any one occurrence and in the aggregate any one period of insurance. Goods in your Care, Custody or Control $250,000 any one occurrence and in the aggregate.1
Optional Drone Cover
Property Cover for your Drone and Drone Liability can be included in the policy for an additional premium. 1,3
Repair or Replacement
If your photography equipment is damaged, lost, or stolen, you may be offered repair or replacement of the damaged equipment. Subject to eligibility criteria.
Worldwide Cover for Equipment
Cover for your equipment anywhere in the world, unless otherwise stated in the Schedule.1
Worldwide Cover for Liability
Covers you anywhere in the world, however, certain exclusions apply with respect to North America. 1
Errors & Omissions
Automatically provided when you select Public Liability insurance. $2,000,000 any one Occurrence and in the aggregate any one Policy Period.1.
What other insurance policies do AIPP members need?
When it comes to deciding which insurance you need to take out, there are a wide range of options available to you, and deciding which ones you need isn’t easy. Your broker can help you understand each policy’s coverage and their terms and conditions so you can make a decision based on what’s right for you.
Please contact Aon on 1800 810 282 to discuss covers that may be right for you.
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2We will process your certificate of currency request instantly but, depending on your internet speed and email server, it could take a few minutes to get to your inbox.
3We can arrange cover for drones as part of photographer’s insurance policies for equipment and public liability. We can arrange cover for drones up to 5kgs and up to $5,000 in value. Under the equipment insurance, cover is provided for your drones for damage and theft everywhere in the world, even when in use. The drone cover included as an extension to the Public Liability policy can provide cover should you injure someone or damage third-party property whilst operating the drone. Drone claims will attract an excess of $1,000. There are also some conditions applied to ensure you are complying with CASA regulations which we will include in our documentation to you when you apply for the extension.
Insurance for members of the Australian Institute of Professional Photography (AIPP) is arranged by Aon Risk Services Australia Limited ABN 17 000 434 720 AFSL 241141 as agent for the insurer, Allianz Australia Insurance Limited (ABN 15 000 122 850) trading as Allianz Global Corporate & Speciality – Pacific. If you purchase this insurance, Aon will receive a commission that is a percentage of the premium. Further information can be found in our FSG click here or provided upon request.