When making a claim, you won’t need to pay any upfront costs.
Unlimited retro-active date
Your policy applies to claims for incidents that occurred before you purchased your policy, as long as you weren’t aware of the claim or circumstances giving rise to the claim, before you joined.
If you retire or leave the profession, you’ll still be covered for up to 7 years on claims relating to incidents that occurred when you were working.
2 hours free legal advice
2 hours free legal advice related to your business or profession, so you can deal with any allegations that may arise.
Even if your studio is in your own home or a client's home.
$20M Public & Product liability
Your policy automatically includes cover for up to $20 million Public & Product Liability.
Policy exclusions include claims relating to asbestos, medical practitioners’ activities or services rendered under the influence of drugs. Please refer to the full policy terms
for a complete list of exclusions.