Horse Insurance

Why Aon?

Aon arrange tailored equine insurance policies for amateur and professional horse enthusiasts across Australia. Our Equine Team have over 30 years' experience and are also passionate horse owners which allows them to not only offer a great level of service but also horse insurance expertise.

Our Horse insurance is a comprehensive and affordable policy designed to cover the key risks involved with owning and riding horses throughout Australia, for example; loss of use or death, vet expenses, rider accident and horse-related equipment. Plus, should you meet the criteria below, our horse insurance can be quickly and easily quoted and bought online.

We cover all the essentials:

Aon’s Horse insurance

Designed for horse owners in Australia, this is an inclusive policy to provide protection for the death or loss of use of a horse, personal accident for riders, personal liability, riding equipment, horse floats and veterinary expenses.

To purchase our policy online you will need to fit the following criteria:

  • My horse is between 1-15 years old and is in good health.
  • My horse is valued at less than $15,000.
  • I own 10 or less horses and in the last 5 years haven't experienced death or loss of a horse(s) or submitted a claim for this.
  • My horse is typically used for activities like: Breeding, Carriage driving, Hacking, Pleasure, Pony Club, Showing, Western.

Should you not meet the criteria above, (for example, you have more than 10 horses to insure, or your horse is valued at more than $15k), Aon may still be able to assist just complete this online form or contact our dedicated Equine team for more information.

Are you an Equine-related Business, Club or Association?

As these products are not available to purchase online, please give our friendly Equine team a call to discuss the below in more detail and to request a quote or find out more information here:

Equine business or association cover
We can provide cover to protect you against potential claims for personal injury and/or property damage to third parties, as a result of your negligence in relation to your business or club activities.

Association liability insurance
We can also offer a comprehensive association-specific liability product that covers you for; wrongful acts of committee members, directors and officer’s liability and personal accident for committee members.

Equestrian Club Property cover
Covers buildings, contents/stock, motor vehicles/trailers, competition equipment including temporary arenas and jumping equipment.  Our cover can be tailored to suit the requirements of your club and can include cover for damage by fire and perils, theft and Australia-wide coverage if required.

Personal accident insurance
We can arrange a competitively priced group insurance package for club members and their voluntary workers, to cover injuries sustained whilst involved in equestrian activities that result in death, permanent disablement and loss of income.

Optional Equine & Farm related insurance policies:

As these covers are not able to be bought online, simply contact our dedicated Equine team who will be happy to provide more information and a quote:

Farm insurance
Covers your domestic farm buildings and contents, farm property, hay, fencing, machinery breakdown as required.

Personal accident
We can arrange competitively priced insurance to suit individuals or groups that offers cover in the event of injury sustained whilst involved in equestrian activities that result in death, permanent disablement and loss of income.

Motor Vehicle insurance
Covers farm motor vehicles, horse trucks, goosenecks and horse floats.

Got a question? Our dedicated Equestrian Team is available by phone or email Monday-Friday 8.30am-5pm ACST.

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