Equine Business Liability Insurance

Why Aon?

Aon arrange comprehensive equine insurance policies for the Australian Equestrian industry and our dedicated team are passionate horse enthusiasts who understand the equine industry and the unique needs of business operators and equestrian clubs. We take great pride in the level of service and expertise we can offer equine-related businesses in order to tailor a suitable insurance package.

Our Equine Liability insurance is an industry-specific Public Liability policy with the added benefit of automatic Professional Indemnity coverage. It’s designed to meet the insurance needs of the following types of Equine businesses, as well as equestrian associations and clubs across Australia:

  • Agistment centres
  • Horse riding tuition and instruction
  • Horse drawn carriage and led pony rides
  • Trail ride operators
  • Horse breakers and trainers
  • Retail operators
  • Equine health specialists

We cover all the essentials:

Equine Business Liability Cover

Designed for Equine-related businesses, associations or clubs, our tailored and comprehensive combined insurance policy includes:

Public Liability
Public liability insurance protects you and your business against the financial risk of being found liable for personal injury, property damage and economic loss to a third party. We’d recommend a minimum Limit of Liability of $10,000,000 but we can offer higher limits, up to $50,000,000, upon request.

Professional Indemnity
Professional indemnity insurance protects you and your business against claims for alleged negligence or breach of duty arising from an act, error or omission in the performance of your professional service. We offer $1,000,000 Professional Indemnity cover as an automatic inclusion under our equine business insurance policy.


Property Insurance

Equestrian Club Property
This policy covers buildings, contents/stock, motor vehicles/trailers, competition equipment including temporary arenas and jumping equipment. It can also be further tailored to suit the requirements of your club and can include cover for damage by fire and perils and theft and Australia wide coverage where required.

Equestrian Farm Insurance
This policy covers domestic buildings and contents, farm building/contents/machinery, hay, fencing and machinery breakdown. The cover can be tailored to suit your requirements and can provide cover for damage by fire and perils, accidental damage and theft and coverage Australia-wide should it be required.

To find out more, receive a quote or to apply for either of these, please contact our dedicated Equine team via phone or email.


Optional Equine & Farm related covers:

To find out more, receive a quote or to apply for any of the below, simply contact our dedicated Equine team via phone or email.

Equine Business/Association cover
We can provide cover to protect you against potential claims for personal injury and/or property damage to third parties as a result of your negligence in relation to your business or club activities.

Association Liability insurance
We can also offer a comprehensive association-specific liability product that covers you for; wrongful acts of committee members, directors and officer’s liability and personal accident for committee members.

Equine Multicover (Horse insurance)
Designed for horse owners in Australia, this is an inclusive policy to provide protection for the death or loss of use of a horse, personal accident for riders, personal liability, riding equipment, horse floats and veterinary expenses. This insurance policy is able to be quickly and easily bought online, visit our horse insurance page for more information.

Personal Accident insurance
We can arrange competitively priced insurance to suit individuals or groups that would cover injuries sustained whilst involved in equestrian activities that result in death, permanent disablement and loss of income.

Motor Vehicle insurance
Comprehensive cover for horse trucks, goosenecks, horse floats and farm machinery such as quad bikes, tractors and the like for accidental damage to the vehicle, third party liability and theft cover as required.

Got a question? Our dedicated Equine Team is available by phone or email Monday-Friday 8.30am-5pm ACST.

Find the business insurance thats right for you