Why choose Aon for your Insurance?
We care about your business
As a leading global insurance broker, we stand up for small businesses by negotiating with insurers to provide cover developed specifically for design professionals at competitive prices. We are so confident that the Aon Professional Indemnity Insurance for Design Professionals is competitively priced that we will beat the base premium in your comparable renewal quote from another insurer by 10% (conditions apply).
Our cover can provide protection for Architects, Building Designers, Interior Designers, Town Planners, Heritage Consultants and Landscape Designers.
We have your back
When you need us most we work with the insurer on your behalf to back your claim. When claims get tricky, we leverage our insurer relationship to advocate for a positive outcome for our clients. That’s when our expertise really helps!
Protect your business and your reputation
You work hard to build your business and your professional reputation. An unfortunate reality is that just one small mistake, error of judgement, perceived piece of bad advice can lead to a claim against your business and potentially cost you both professionally and financially.
If you find yourself in this situation, the right professional indemnity insurance can help to protect you by covering the losses incurred by your business.
Aon’s Professional Indemnity Insurance for Design Professionals, backed by our commitment to offer you low prices, could be right for you.
How to claim your 10% discount with our Price Beat Guarantee
- Review the Price Beat Guarantee terms and conditions for eligibility criteria.
- Complete your application online or over the phone (call 1800 020 339) and provide the requested information, including your competitor quote and policy documents.
- We’ll verify your renewal and let you know if you qualify or if we need to ask you for more information.
The Professional Indemnity Insurance for Design Professionals can include the following features, subject to the full policy terms and conditions.
Flexible cover limits
Select cover from $1m to $10m for legal costs and claims for damages to third parties arising from an act, omission or breach of professional duty in the course of your business.
Public and Products Liability extension
Select cover from $5m, $10m or $20m for claims made against you by a third party arising from:
- Injury or property damage from any premise you work from.
- The sale or supply of a product that causes financial loss or injury
The public and products liability optional extension is only available where the Insured has taken out the professional indemnity insurance - meaning that it is not to be offered stand alone.
If a claim amounts to your cover maximum, your cover limit will be automatically reinstated.
Unlimited retroactive cover
Terms & Conditions as per underwriting guidelines apply. Cover for today, tomorrow and even yesterday.
If you’ve been in business for a while and have had continuous insurance, our design professional’s policy may support claims from before you purchased your policy – as long as you weren’t aware of the claim before you joined.
Cost Exclusive Limits & Excess
This means the insured does not pay any excess towards the legal and defence costs but only pays the amount of the excess towards the settlement of any claim.
Automatic inclusion for vicarious liability for contractors & consultants
If you engage consultants, contractors, subcontractors or agents, you could be covered if they make any errors or omissions.