Public Liability for personal injury or property damage to a third party, and Product Liability in the event that a product you supply or manufacture causes personal injury.
Automatic cover for liability if you give advice or omit something for which you do not charge a fee, which results in loss or harm to a third party.
Cover for your clients’ keys that are in your legal or physical control.
Cover if you are found negligent for any loss of money.
For valuable assets held on behalf of your clients either on your premises or in transit.
For claims involving civil fines, penalties or court costs by government bodies or under statutory authorities. If your small or medium business would struggle to recover the time and money it takes to respond to legal action, this extension could help to manage that risk.
For claims that involve allegations of breach of contract, misrepresentation, negligence, breach of the Fair Trading Acts, or a mixture of these, where a fee is charged for a professional service.