Insurance for Bed & Breakfast Operators

Why Aon?

Do you run a busy hospitality business? Our Bed and Breakfast (B&B) insurance is a comprehensive package that allows you to save time, worry and money, so that you can just focus on the guest’s stay.

Aon is endorsed by Hosted Accommodation Australia and with 20 years experience we are an insurance broker to many of Australia's B & Bs providers. You can trust we have the knowledge and experience to ensure you’re covered with a tailored policy for your risks including: home & contents, public liability, business interruption and theft/malicious as well as accidental damage to property.

We cover all the essentials:

Can Aon cover me?

Our Bed & Breakfast (B&B) insurance is designed for exactly that, to cover bed and breakfast style businesses.

Under our wider Leisure segment, our team are also able to cover other accommodation style risks like the following – Farmstays, Motels, Retreats, Camping Grounds and Caravan Parks.

Home & Contents

Loss or damage to your Home and Contents. This includes:

  • Cover for accidental damage to your home, contents or both 
  • Flood Cover included as a standard
  • Accidental glass breakage cover
  • Visitors’ and guests contents, up to $5,000
  • No Under Insurance Clause
  • Malicious Acts (if caused by visitors’ and guests is limited to $5,000)
  • Automatic cover for your contents and personal valuable items anywhere in the world
  • Cover for accidental escape of liquid, in the home or at the premises
  • Fusion of electric motors up to 15 years including food spoilage

Legal liability

Up to $20 million cover for personal injury to other people, or loss or damage to their property. This can arise from events that occur in your home and/or events that occur in connection with your business (ie events involving the guests at your property).

Business Interruption

Cover for the reduction in your business income as a result of damage to your home and/or its contents.

Need to make a claim?

To quickly and easily lodge a claim under this policy, either call us on 1800 810 282 during business hours or email au.B&

Got a question? Our dedicated Leisure Team is available by phone or email Monday-Friday 8.30am-5pm AEST.

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