Tailored insurance for Kinesiologists
Kinesiologists insurance includes both Professional Indemnity and Public Liability in one policy.
Why do Kinesiologists need Professional Indemnity insurance?
As a Kinesiologist, you use a non-invasive method of natural health care, through precision muscle feedback and body awareness that can help your clients reduce stress as well as pain. You do your very best to help your clients, but miscommunication can happen, and a client could ingest the essential oils that you give them instead of using them as you directed. They could then claim that this damaged their liver or kidneys, and seek to hold you accountable.
Kinesiologist Indemnity insurance is designed to protect you if something goes wrong while you’re with a client, it includes cover against a wide range of risks like claims of professional negligence.2
Why do Kinesiologists need Public Liability insurance?
Let’s say you’re running for a train on the way to see a client and while you’re legging it, a bottle of essential oils falls out of your bag. Meanwhile, Joe Citizen is just walking out of a store wearing his brand-new leather loafers, as he exits, he steps on the shattered remanence of the essential oils bottle. It damages his loafers, and while looking at the damage, he is bowled over by a bike messenger. Joe could seek to hold you accountable for both the injury he receives and damage to his clothes.
Kinesiologists Liability insurance provides cover for legal liabilities if a member of the public makes a claim that they were injured, or damage was caused to their property because of your business dealings or on your premises.2