Tailored Insurance for Chiropractors
Chiropractors insurance includes both Professional Indemnity and Public Liability in one policy.
Why do Chiropractors need Professional Indemnity insurance?
You have a 'hands-on' career, literally. You must be hands-on for spinal manipulation and other alternative treatments to align a patient's spine as well as their body's musculoskeletal structure. While you’re doing your best to help your patient, they could claim that your treatment didn’t work or made a pre-existing condition worse and seek to hold you accountable.
Chiropractors Indemnity insurance is designed to protect you if something goes wrong while you’re treating a patient, it includes cover against a wide range of risks like claims of professional negligence.1
Manadatory Chiropractic insurance
If you're practising, you need Professional Indemnity insurance arrangements in place that meet the Chiropractic Board of Australia standard.2
Why do Chiropractors need Public Liability insurance?
Patients and members of the public could continually be dropping in and out of your practice. One of these people could be playing on their phone, and not paying attention to the world around them. While their head is buried in the fictional world of their favourite game they could trip over a chair in your waiting room, sending them toppling toward earth; losing their game, breaking their phone and twisting their ankle. They could make a claim that you were at fault and that you’re liable.
Chiropractors Liability insurance provides cover for legal liabilities if a member of the public makes a claim that they were injured, or damage was caused to their property because of your business dealings or on your premises.1
I am going on Parental leave. Can I place my policy on hold?
We are able to apply a 50% discount off the base premium on a pro-rata basis effective from the date you notify us that you will be going on parental leave.1