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Professional Indemnity and Public Liability insurance for Allied Health Professionals


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SAVE! Get 15 months cover for the price of 121

Why Professional Indemnity insurance for Allied Health professionals?

As a health professional, if one of your clients suffers an injury or loses money as a result of your advice or treatment, there is a chance they will take legal action against you. It’s an unfortunate reality that just one small mistake, error of judgement, injury or perceived piece of bad advice can lead to a claim against your business or against you personally – and potentially cost you both professionally and financially. Aon arranges Professional Indemnity insurance which has been designed to cover health professionals' common risks, and with cover starting from as little as $211.20 (inc GST)2 per year, it's a small price to pay to help protect your business and your livelihood.

Events insured

Subject to the full terms, conditions and limits of the policy, cover is for:

Professional Indemnity

  • Claims made against you during the period of insurance resulting from certain errors or omissions in the conduct of your professional services
  • Legal fees, settlements and court costs associated with any such claim.

Public and Products Liability

  • Third party injury or property damage arising from your professional services from any premise you work from anywhere in the world, except for the US3
  • The sale or supply of a product that causes financial loss or injury.

Aon covers a large range of modalities:

Who we cover

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Cover benefits through Aon:

Flexible PI cover limits
Choose a level of Professional Indemnity cover to suit you - $1 million, $2 million, $5 million, $10 million or $20 million.
Public and Products Liability cover
$20 million combined public and products liability limit per claim and $60 million in the aggregate
Unlimited retroactive cover
Cover for today, tomorrow and even yesterday
If you've been in business for a while but haven't been insured, don’t panic! Subject to eligibility criteria, you can get cover for claims relating to events that happened before you purchased your cover - as long as you weren't aware of a claim, or facts or circumstances which could give rise to a claim before you joined.
Run-off cover
Even after you've retired or are no longer practising, you could still be subject to claims from the time you were in business. With run-off cover, you can make claims under your policy during the run-off period of 7 years in relation to incidents that happened while you were practising
2 HOURS complimentary legal advice
You can access 2 hours of complimentary legal consultation from a legal expert on matters relating to your business, which could save you hundreds of dollars in legal fees.
$0 Excess
When you make a claim, there is no excess payable.

Helping your business. Why Aon?

Frequently Asked Questions

What is Professional Indemnity insurance and why do I need it?

It's an unfortunate reality that just one small mistake, error of judgement, an injury or a perceived piece of bad advice can lead to a claim against your business or against you personally. If you don't provide the correct professional advice or treatment to a client and they believe they're negatively impacted, there’s a chance they could take legal action against you, potentially costing you both professionally and financially. Professional Indemnity insurance can help you to pay the costs associated with a claim made against you, arising from an error or omission in the course of providing professional services. Depending on your policy, such costs can include legal costs.

What is Public Liability insurance?

Public Liability insurance is designed for professionals and businesses who interact with clients or members of the public. Generally speaking, it covers the cost of certain claims of personal injury or property damage that a third party suffers (or claims to have suffered) as a result of your business activities.

What is Product Liability insurance?

Product Liability insurance is often included as part of a Public Liability insurance policy. It is designed for professionals or businesses who supply products to their clients or to members of the public. Product Liability insurance is designed to cover the costs of claims of personal injury or property damage caused by products sold or supplied through your business. Depending on your cover, this can include your legal or court costs.

Client Satisfaction feedback

Survey conducted by a third-party research company and results accurate as of 9/11/2018

  1. Available to customers who do not currently have a Professional Indemnity or Public Liability policy through Aon. Aon reserves the right to cancel this offer at any time.
  2. $211.20 per year is based on selecting $1m limit of Professional Indemnity and based in the ACT. Prices will vary across States and Territories, limit of indemnity selected and your risk profile.
  3. Cover is not provided in respect of activities in the USA or its territories and protectorates.
  4. We will process your certificate of currency request instantly but, depending on your internet speed and email server, it could take a few minutes to get to your inbox.

Disclosure and Disclaimer:

Professional Indemnity, Product Liability and Public Liability Insurance for Allied Health Professionals is arranged by Aon Risk Services Australia Limited ABN 17 000 434 720 (Aon) on behalf of the underwriter, AAI Limited trading as Vero Insurance (Vero) ABN 48 005297 807 AFSL 230859. If you purchase this insurance, Aon will receive a commission that is a percentage of the premium. Further information can be found in our FSG click here or provided upon request.

Terms, conditions, exclusions and limits apply

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