Equine Business Liability Insurance

Why Aon?

Aon arrange comprehensive equine insurance policies for the Australian Equestrian industry and our dedicated team are passionate horse enthusiasts who understand the equine industry and the unique needs of business operators and equestrian clubs. We take great pride in the level of service and expertise we can offer equine-related businesses in order to tailor a suitable insurance package.

We would also like to announce that in 2018, Aon purchased Affinity Insurance Brokers which has expanded our team of experienced staff and we now offer a dedicated Risk Management team who can support you with any risk management questions you may have. 

We specialise in Public Liability cover for the following:

  • Agistment centres
  • Horse riding tuition and instruction
  • Horse drawn carriage and led pony rides
  • Horse trainers
  • Equine therapists
  • Clubs and associations

We cover all the essentials:

Equine Business Liability Cover

Designed for Equine-related businesses, associations or clubs, our tailored and comprehensive combined insurance policy includes:

Public Liability
Public liability insurance protects you and your business against the financial risk of being found liable for personal injury, property damage and economic loss to a third party. We’d recommend a minimum Limit of Liability of $10,000,000 but we can offer higher limits, up to $50,000,000, upon request.


Property Insurance

Equestrian Club Property
This policy covers buildings, contents/stock, motor vehicles/trailers, competition equipment including temporary arenas and jumping equipment. It can also be further tailored to suit the requirements of your club and can include cover for damage by fire and perils and theft and Australia wide coverage where required.

Equestrian Farm Insurance
This policy covers domestic buildings and contents, farm building/contents/machinery, hay, fencing and machinery breakdown. The cover can be tailored to suit your requirements and can provide cover for damage by fire and perils, accidental damage and theft and coverage Australia-wide should it be required.

To find out more, receive a quote or to apply for either of these, please contact our dedicated Equine team via phone or email.


Optional Equine & Farm related covers:

To find out more, receive a quote or to apply for any of the below, simply contact our dedicated Equine team via phone or email.

Equine Business/Association cover
We can provide cover to protect you against potential claims for personal injury and/or property damage to third parties as a result of your negligence in relation to your business or club activities.

Association Liability insurance
We can also offer a comprehensive association-specific liability product that covers you for; wrongful acts of committee members, directors and officer’s liability and personal accident for committee members.

Equine Protection (Horse insurance)
Designed for horse owners in Australia, this is an inclusive policy to provide protection for the death of a horse, personal liability, riding equipment and veterinary expenses. This insurance policy is able to be quickly and easily bought online, visit our horse insurance page for more information.

Motor Vehicle insurance
Comprehensive cover for horse trucks, goosenecks, horse floats and farm machinery such as quad bikes, tractors and the like for accidental damage to the vehicle, third party liability and theft cover as required.

Who are Affinity Insurance Brokers (AIB)?:

In 2018, Aon purchased Affinity Insurance Brokers trading as  "Affinity Equine Insurance". This has expanded our team of experienced staff and provided expanded placement options. The only difference you will notice is the difference with the content and the look of your documentation.

Affinity Insurance Brokers bring 30 years of Equine industry experience, plus in-house claims management and Australian owned.

Got a question? Our dedicated Equine Team is available by phone or email Monday-Friday 8.30am-5pm ACST.

Find the business insurance thats right for you