Insurance designed for Music and Singing Teachers
Music and Singing Teacher insurance includes Public Liability, Breach of Professional Duty, and Personal Accident insurance in one cover.
We have recently created a new policy and have reduced the total price to give you a more competitive offering.
Why do Music & Singing Teachers need Public Liability insurance?
Imagine this: you are providing your regular lesson to a student when suddenly the seat they are sitting on breaks and results in the student falling backwards hitting their head on the floor and breaking their instrument.
While this is bad enough, did you know that any injury or property damage incurred by the student may result in them seeking to hold you responsible and submitting a claim for costs, expenses and damages against you?
The Music & Singing Teachers Public Liability insurance policy we arrange provides cover for your legal liability if third party property damage and/or bodily injury arises from your actions or your business activities.2
Why do you need Breach of Professional Duty insurance?
Consider this: if a third party alleges you have breached your professional duty and holds you legally liable for the impact it has on them, would you have the funds to defend the allegation? And, how would this impact your business?
The Music & Singing Teachers Liability insurance policy we arrange includes cover2 for any claim, and costs to defend said claim, as a result of a breach of professional duty which arises from an act, error or omission by you during the conduct of your business and is first made against you and notified to the insurer during the period of insurance.4