Liability Insurance for Bands & Performing Groups

Why Aon?


No matter your type of performance group, you’ll likely spend a lot of time interacting with customers and/or the public, and unfortunately that brings risk of someone being injured or something being damaged as part of your work.

Our team of Entertainment experts understand the type of work you do and have developed a Public Liability product to match your risk needs. Although the chances of a claim are small, should one happen, you’ll be glad we’re on your side to lessen the stress and expense, allowing you to concentrate on your passion.

Our competitively priced cover can be bought online in 5 minutes.

We’ve got all the essentials covered

Who can we cover under our Bands & Performing Groups policy?

Aside from music bands, we can also cover the following types of groups with this policy;

  • orchestra groups
  • choir groups
  • children’s entertainment performers
  • dance performance groups
  • theatre performance groups.

If you’re unsure whether your group would fit, just give us a call and we’ll be able to help confirm.

Why do you need Public Liability?

Public Liability insurance is key to our Bands & Performing Groups insurance policy and is designed for people who interact with customers/members of the public. It protects against claims of personal injury or property damage to those third parties who claim to have suffered as a result of your business activities.

Put simply, if someone is injured or their property is damaged while you’re providing a service, they may take legal action against you to recover their losses. Public liability insurance would protect you so you wouldn’t have to pay any legal or court costs.

NB: Public liability covers claims by external parties, not by your own employees.

What does our Public Liability cover?

Our Liability Cover is automatically worldwide excluding North America.

As part of our Public Liability cover you’ll receive:

$20,000,000 Public Liability
$20,000,000 Products Liability
$250,000 Goods in care, custody and control

Please note this policy will cover up to 10 members in the band or performance group, whether employees or subcontractors working on your behalf.

For more than 10 group members or if you need cover for either North America, please call our team for an alternative quote.

What Instrument/Equipment do we cover and what if the value is over 20k?

Aon can also cover your Equipment and Instruments worldwide, for accidental damage and theft whilst in storage, transit and when in use.

We can cover the following items; all musical instruments, PA systems, speakers, DJ equipment, acrobatic & circus equipment, props and costumes and associated band & performance equipment.

Up to $20k cover can be bought online here, but should you need more cover, this can be easily arranged through our Entertainment team just call 1800 806 584.

Aon Instrument & Equipment Cover

We can also protect your musical equipment from as little as $181.50.
Find out more today.

Quote & Buy Online

Got a question? Our dedicated Entertainment Team is available by phone or email Monday-Friday 8.30am-5pm AEST.

    Public Liability Insurance for Bands & Performing Groups is arranged by Aon Risk Services Australia Limited ABN 17 000 434 720 AFSL 241141 as agent for the insurer, XL Insurance Company SE, Australia Branch, ABN 36 083 570 441.
    Equipment and Instrument Insurance is arranged by Aon Risk Services Australia Limited ABN 17 000 434 720 AFSL 241141 as agent for the insurer, Allianz Australia Insurance Limited, ABN 15 000 122 850, AFSL 234708.
    If you purchase these insurances, we will receive a commission that is a percentage of the premium. Further information can be provided upon request.

    The information contained on this website is general in nature and should not be relied on as advice (personal or otherwise) because your personal needs, objectives and financial situation have not been considered. So before deciding whether a particular product is right for you, please contact the Entertainment team on 1800 806 584 for a copy of the policy terms.


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