As a recipient of the NDIS, if you employ a disability carer directly in your home and/or are yourself a voluntary (non-paid) carer, this is a relationship like that of employer & employee. If something goes wrong, your home and contents insurance won't necessarily cover you. That’s why Aon has developed a specific policy, NDIS Participant Insurance, which includes cover for your needs of Public Liability and Personal Accident.
On the other hand, as an individual, professional paid carer who provides services to someone with a disability including NDIS recipients (such as an attendant care worker, home care worker or disability support worker), there's a variety of insurance risks you face and for which you would need cover. Using our over 30 years of experience in this sector, Aon have created tailored and affordable insurance solutions to protect you in the event of a claim. These include covers such as Public Liability, Professional Indemnity and Personal Accident insurance.