Insurance for Charities

Why Aon?

Insurance for Charities can be puzzling – let us help you put the pieces together!

Our customer feedback and relationships with sector association partners like Our CommunityVolunteering Australia, NCOSSQCOSS and Community Transport Organisation, has led Aon to always help make understanding and applying for the right insurance easier for Charities and  Not-For-Profits.  This is through our NFP Insurance Puzzle Helper.

Simply, as all Charities are unique, your insurance package should be too, for example, you may need Public Liability, but not insurance for a Property. Our Insurance Puzzle Helper is here to help you identify what you need and just as important, what you don’t. Plus, to make your insurance experience even easier, with Aon, if your NFP’s activities don’t change over the next year, you’ll no longer fill out forms, just a quote via post or email.

We cover all your essentials:

Using the Insurance Puzzle Helper

This is Aon’s unique, interactive and customer-friendly online tool to help you identify, understand + easily apply online for, only the covers you need. It allows you to get insurance for your Charity based on the risks you face, and therefore not pay for those that you don't.

Using our NFP Insurance Puzzle Helper:
Click: NFP Insurance Puzzle Helper button above
Answer: 10 simple YES/NO questions and then the Puzzle Helper will recommend the insurance covers for your Charity*

Choose how to apply: 
• Apply Online
• Book a phone appointment with our NFP Team
• Have the tailored application form emailed to you

* The information about Aon Risk Services Charity products is general in nature and should not be relied upon as advice (personal or otherwise) because your personal needs, objectives and financial situation have not been considered. So before deciding whether a particular product is right for you, please request the relevant PDS or contact 1800 123 266 to receive a copy and speak to an advisor.

The 6 key Charity insurance covers:

Public and products liability: If third parties suffer an injury or property damage as a result of your organisation's activities, we can ensure that you, your employees and your volunteers are protected in the event of a claim

Protector association liability: Cover for your organisation’s directors, officers and bearers against legal obligation for actions arising from their duties. It also protects your organisation against alleged wrongful acts, and extends to employment practices liability and fidelity.

Voluntary workers personal accident: Age shouldn’t be an obstacle to volunteering or your insurance, so we offer a policy with no age limit. Your volunteers will be covered no matter how old.

Property and crime: We make sure you’re covered for loss, theft or damage to items that generally don’t leave your premises. However, if some items do need to leave the premises, we can ensure they’re covered too, just give us a call.

Motor Vehicles - Owned and Non-owned:
Owned Motor Vehicles: Comprehensive motor cover protects your organisation's (including leased) vehicles.
Non-Owned Motor Vehicles: This covers loss of excess, no claim bonus and hire costs for vehicles not owned by your organisation (such as those owned by volunteers) while being used on behalf of the organisation.

For more information on identifying the right covers, you can also refer to our NFP conversation guide

Optional: Charity Cyber Insurance

As a Charity, you will store a lot of personal information on your systems. With the recent rise in cyber hacks and attacks, and the fact that standard insurance policies won’t protect you in the event of one, what would happen if your Charity suffered a cyber-attack?

In response, we've worked with our cyber risk experts to develop a comprehensive and competitively priced insurance cover that protects your Charity. Learn More & Apply Online today: Aon’s NFP Cyber insurance

Aon and BlueQ - new product

Aon’s recently partnered with BlueQ – a great value-adding product for Charities, which, in the insurance industry, only we're exclusively licensed to offer.

BlueQ provides a way to automate and streamline your processes for ensuring all volunteers and staff have the qualifications required for their roles. It also helps reduce your risks by automating verification of information and the send of expiry reminders to individuals. Historically, these tasks would all be managed manually through excel documents or hardcopy papers which was not only time-consuming but prone to the risk of human error and fraudulent data. Try BlueQ today.

Charity clients of Aon will receive a 10% discount off their BlueQ subscription. Just quote the discount code:  AON17

More info can be found on their Youtube: or by contacting BlueQ via:

Got a question? Our dedicated NFP Team is available by phone or email Monday-Friday 8.30am-5pm AEST.

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