Insurance for Charities

Why Aon?

Your nearest Aon Insurance brokers:

Have you taken your Charity to the NFP insurance doctor? 

After receiving customer feedback from our Charity and NFP partner associations Our CommunityVolunteering AustraliaNCOSSQCOSS and Community Transport Organisation, Aon has made understanding insurance for Charities and Not-For-Profits simpler. Take your Charity to the insurance doctor, by using our NFP Insurance Puzzle Solver to have your charity’s insurance health checked today!

As all Charities are unique, your insurance package should be too, for example, you may need insurance for Public Liability, but not insurance for Property. Our Insurance Puzzle Solver is here to help you identify what you need and just as important, what you don’t.

Aon recognises filling out forms is a chore. So if you have had no claims, no change to your activities, and your turnover hasn’t increased by more than 20%, you won’t need to complete a form for renewal!

We cover all your essentials

Using the Insurance Puzzle Solver

This is Aon’s unique, interactive and customer-friendly online tool to help you identify, understand + easily apply online for, only the covers you need. It allows you to get insurance for your Charity based on the risks you face, and therefore not pay for those that you don't. 
Using our NFP Insurance Puzzle Solver:
Click: NFP Insurance Puzzle Solver button above
Answer: 10 simple YES/NO questions and then the Puzzle Solver will recommend the insurance covers for your Charity*

Choose how to apply: 
• Apply Online
• Book a phone appointment with our NFP Team
• Have the tailored application form emailed to you 

* The information about Aon Risk Services Charity products is general in nature and should not be relied upon as advice (personal or otherwise) because your personal needs, objectives and financial situation have not been considered. So before deciding whether a particular product is right for you, please request the relevant PDS or contact 1800 123 266 to receive a copy and speak to an advisor.

The 6 key Charity insurance covers:

Public and products liability: If third parties suffer an injury or property damage as a result of your organisation's activities, we can ensure that you, your employees and your volunteers are protected in the event of a claim

Protector association liability: Cover for your organisation’s directors, officers and bearers against legal obligation for actions arising from their duties. It also protects your organisation against alleged wrongful acts, and extends to employment practices liability and fidelity.

Voluntary workers personal accident: Age shouldn’t be an obstacle to volunteering or your insurance, so we offer a policy with no age limit. Your volunteers will be covered no matter how old.

Property and crime: We make sure you’re covered for loss, theft or damage to items that generally don’t leave your premises. However, if some items do need to leave the premises, we can ensure they’re covered too, just give us a call.

Motor Vehicles - Owned and Non-owned:
Owned Motor Vehicles: Comprehensive motor cover protects your organisation's (including leased) vehicles.
Non-Owned Motor Vehicles: This covers loss of excess, no claim bonus and hire costs for vehicles not owned by your organisation (such as those owned by volunteers) while being used on behalf of the organisation.

For more information on identifying the right covers, you can also refer to our NFP conversation guide.

Optional: Charity Cyber Insurance

As a Charity, you will store a lot of personal information on your systems. With the recent rise in cyber hacks and attacks, and the fact that standard insurance policies won’t protect you in the event of one, what would happen if your Charity suffered a cyber-attack?

In response, we've worked with our cyber risk experts to develop a comprehensive and competitively priced insurance cover that protects your Charity. Learn More & Apply Online today: Aon’s NFP Cyber insurance.


Got a question? Our dedicated NFP Team is available by phone on 1800 123 266, or email Monday-Friday 8.30am-5pm AEST.



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