Navigation

Insurance for Not For Profits, Community Groups and Charities

Property Insurance
Business Interruption
Public and Products
Liability
Protector/
Association
Liability
Motor
Insurance
Volunteer Personal
Accident
 
Welcome to our NFP Insurance Puzzle Solver.
Our NFP customers have told us that they sometimes struggle with insurance jargon, and working out what covers might be appropriate for their organisation’s needs.
So Aon and Sam Small have created the Insurance Puzzle Solver. Just answer 10 simple YES/NO questions to help you identify the insurance cover your NFP requires.

Once you have identified the covers your organisation needs, how you apply is your choice
  • Apply Online: Submit forms to us now online

  • Call Me: Arrange for one of our experienced staff to call you to help you complete our proposal forms

  • Email Me: We can email you the forms to complete in your own time


© 2019 Aon Risk Services Australia Limited ABN 17 000 434 720 AFSL No. 241141. The information about Aon Risk Services NFP products is general in nature and should not be relied upon as advice (personal or otherwise) because your personal needs, objectives and financial situation have not been considered. So before deciding whether a particular product is right for you, please consider the relevant PDS or contact 1800 123 266 to receive a copy and to speak to an advisor.
 
Protecting your Organisation’s Physical Assets
Property Insurance
1.
Does your organisation own a building or any contents including desks, chairs, computers etc?
|
Your business may benefit from holding Property insurance. Property insurance can include several policies, all designed to repair or replace physical property and equipment that has been damaged or destroyed as a result of an insured event occurring.
Your business may not require Property Insurance. To verify this, we recommend getting in touch with our team by emailing au.nfp@aon.com or calling 1800 123 266.
Please select above question
Next
 
Protecting your Organisation’s Income
Business Interruption
1.
Does your organisation earn an income from its activities?
|
Your business may benefit from having Business Interruption insurance. If your business suffers interruption due to an insured event, Business Interruption insurance can assist with the payment of ongoing expenses and the protection of your profit margins until your business is back on its feet.
Your business may not require Business Interruption. To verify this, we recommend getting in touch with our team by emailing au.nfp@aon.com or calling 1800 123 266.
Please select above question
Back
Next
 
Protecting your Organisation
Public and Products Liability
1.
Do you have an office?
|
2.
Are you dealing with clients or members of the public?
|
3.
Do you run or attend any events?
|
4.
Are you a stallholder?
|
Your business may benefit from having Public and Products Liability insurance. If during your business operations a third party is injured, or their property damaged, Public and Products Liability insurance can protect you where you are legally liable.
Your business may not require Public Liability Insurance. To verify this, we recommend getting in touch with our team by emailing au.nfp@aon.com or calling 1800 123 266.
Please answer all the questions.
Back
Next
 
Protecting your Organisation’s Management Risk
Protector/Association Liability
1.
Do you employ any staff, or have volunteers or students participating in your workforce?
|
2.
Do you have a board or committee of management – either paid or voluntary?
|
Your business may benefit from having Association Liability insurance. Association Liability insurance covers several risks associated with the management of the Association, including:
- claims brought against individuals alleging mismanagement of the affairs of the Association;
- claims brought by former, current or prospective employees alleging an employment practice breach, such as unfair dismissal or employment-related discrimination or harassment;
- theft of money or physical property committed by an employee.
Your business may not require Protector/Association Liability. To verify this, we recommend getting in touch with our team by emailing au.nfp@aon.com or calling 1800 123 266.
Please answer all the questions.

Back
Next
 
Protecting your Organisation’s Professional Activities
Protector/Association Liability
1.
As part of your business activities, does your organisation provide any advice, training, treatment, supervision, or care services to clients or members of the public?
|
Your business may benefit from holding Professional Indemnity insurance. Professional Indemnity insurance provides cover where a third party claims against you for loss they have suffered, where the claim is for civil liability and the loss arises out of the conduct of your professional services, including the conduct of your fund raising activities.
Your business may not require Professional Indemnity insurance. To verify this, we recommend getting in touch with our team by emailing au.nfp@aon.com or calling 1800 123 266.
Please select above question
Back
Next
 
Protecting your Organisation’s Motor Fleet
Motor Insurance
1.
Does your organisation own or lease motor vehicles, trailers or caravans?
|
2.
Do your employees or volunteers use their own vehicles to undertake activities for your organisation?
|
Your business may benefit from having Commercial Motor Vehicle Insurance. Whilst vehicle registration usually requires Compulsory Third-Party liability coverage, more comprehensive Commercial Motor Vehicle insurance is available, covering:
- damage to or theft of the vehicles you choose to insure;
- your legal liability for damage to third party property;
- your legal liability for injury to third parties.
Your business may not require Motor Insurance. To verify this, we recommend getting in touch with our team by emailing au.nfp@aon.com or calling 1800 123 266.
Please answer all the questions.
Back
Next
 
Protecting your Organisation’s Volunteers from Injury
Volunteer Personal Accident
1.
Does your organisation utilise volunteers?
|
Your business may benefit from holding Voluntary Workers Personal Accident insurance. Voluntary Workers insurance pays lump sum benefits for nominated events, where your volunteers suffer injury while they are undertaking authorised volunteer activities on your behalf.
Your business may not require Volunteer Personal Accident Insurance. To verify this, we recommend getting in touch with our team by emailing au.nfp@aon.com or calling 1800 123 266.
Please select above question
Back
Next
 
Thanks for completing our Insurance Puzzle Solver.
It looks as though you may benefit from having:

Now that we’ve identified the insurance cover/s your organisation is likely to need, please select how you would like to arrange a quote with us, below:

 
Select the insurance cover you need
Protecting your Assets
1.
Property Insurance
|
2.
Business Interruption Insurance
|
3.
Motor Insurance
|
Protecting your Organisation
4.
Protector/Association Liability
|
5.
Public and Products Liability
|
Protecting your Volunteers
6.
Volunteer Personal Accident
|
Please answer all the questions.
Please provide a valid organization name
Please provide a valid Contact name
Please provide a valid phone number
Please provide a valid Email
Please provide a valid Postal Address

Find the business insurance thats right for you