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Why you need insurance in the leisure industry?

Running a business in the Leisure industry is rewarding – you enable your customers to take part in some exciting activities and help provide some unforgettable experiences. However, in the midst of all the excitement, there is always a possibility of something going wrong, be it a client alleging your business activities caused them injury or a severe weather event causing damage to your premises and business equipment. It’s therefore important to ensure you protect your business with appropriate insurance tailored for risks commonly faced by the leisure industry.

Why choose Aon for Leisure industry insurance?

When it comes to insurance for the leisure industry, there are a few options available to you, and deciding which ones you need might not be easy. Aon is committed to making life easier for you by arranging insurance that’s easy to understand, buy and manage, so you can get quotes and take out a policy online in just a few clicks. Or if you do need help, our team of friendly experienced brokers are a phone call away to help you understand what insurances you may or may not need, but more importantly, why. Helping give you confidence that you’re making a better decision for you and your business.

Professions

Select your leisure business to find the right insurance cover for you.

Adventure Sports & Activities
Equipment Hire
Sporting Clubs
Tour Guide Operators
Adventure Sports & Activities
Equipment Hire
Sporting Clubs
Tour Guide Operators
Products
Insurance you may need as a Leisure business owner.
Professional Indemnity Insurance
1800 810 282
1800 810 282
This provides cover in the event a third party alleges that you have been negligent in performing your services or giving advice, and as a result, they have suffered injury or financial loss.1
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Public Liability Insurance
1800 810 282
1800 810 282
Public Liability Insurance helps protect your business against liability for third-party personal injury or property damage arising out of your business activities. For example, if a client or visitor was to slip and fall while on your business premises, you would look to this policy to cover the claim.

While these events may seem rare, if they do occur, the financial impacts can be very significant. As a Leisure business, you likely have significant interaction with clients, therefore Public Liability is a crucial cover to consider for your business, whether that’s at your premises, or out in public.1
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Business Insurance
1800 810 282
1800 810 282
Business Insurance is designed to protect your business and its assets (including equipment) against certain unexpected events. For example it can include cover for damage to business premises and/or equipment caused by fire, storm, theft and other insured events. Cover is also available for damage to money (if you keep cash on premises), and portable contents such as mobile phones and laptops.1

A key part of this policy is Business Interruption, which can provide protection for lost revenue in the event your business is unable to operate as usual due to an insured peril.

Business Insurance is made up of a number of cover sections, and you can choose the sections that relate to your business. Cover is also available for damage to money (if you keep cash on premises), portable contents such as mobile phones and laptops, and Public Liability.
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Cyber Insurance
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Get a quote
Protects your business against certain cyber related threats, such as unauthorised access to your computer system or network resulting in loss or theft of data.
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Management Liability
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Get a quote
If you own your own business, you’re likely responsible for making some big decisions. Management liability insurance is designed to cover you and your business against actual or alleged mismanagement of your business.

Management Liability insurance can also help cover Employment Practices claims made against you by current or former Employees.1
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FAQs
Questions to ask yourself
Here are some questions commonly asked by Leisure business owners.
My business type isn’t listed above, can I still get insurance?
If your business type isn’t listed above, we may still be able to arrange cover for you. Simply give our team a call, and we may be able to assist you.
How do I find out what insurance I need?
The insurance you need will vary depending on the field you’re in, and you may need more than one policy. At a minimum, you’re likely to require Public Liability Insurance if you’ll be conducting activities in public and interacting with third parties. You can speak to our team to help you understand what insurances you may or may not need.
How do I make a claim?
You will find details of how to make a claim in the policy wording you receive from us. However, we also appreciate that having to make a claim can be a stressful time which is why as your advocate we are always on hand to help with any questions. Please do not hesitate to call us on 1800 810 282 during business hours.
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What if I need to make a change to my policy?
​It is important to keep your policy up to date with the changing shape of your work but also to keep your business and personal information up to date in the event of a claim.

Should your business circumstances have changed, for example you have changed the services that you offer and you are not sure if your existing insurance covers it anymore then you can always call one of our experienced friendly brokers to discuss on 1800 810 282.

How do I renew my policy?
Aon’s Leisure team will be in touch approximately 30 days before your renewal date to discuss your ongoing needs and any changes to your business. Upon confirmation of these details and requirements, we will work on your renewal and send through the renewal offer. It is important at this stage to review the details of our offer carefully (remember pricing and coverage levels may have changed so it is important to review). If you are happy with the offer and wish to accept, it is important that you pay for your renewal by the date specified on the tax invoice.
Thank you for looking into renewing your policy through Aon. It is greatly valued that you are pleased with the level of service and coverage you receive.
 
What should I do if I have not received my certificate of currency or renewal offer/documents?
Please accept our apologies, at Aon we strive to deliver best in class service, so we are sorry to hear you have not received your documents. Please contact us on 1800 810 282 or au.leisure@aon.com and we will look to send your documents as soon as possible.

What are your opening hours?
Our opening hours are 8.30 a.m. to 5.00 p.m. Monday to Friday (except public holidays). If you need to contact us out of hours you can email us at au.leisure@aon.com and we will pick up your query on the next business day.
Insurance
View other insurance policies arranged through Aon for leisure businesses.
Workers’ Compensation
Get a quote
Get a quote
Workers’ Compensation Insurance covers an Employer’s liability to a worker for injuries arising out of their employment. Workers’ Compensation Insurance is mandatory but the requirements and legislation varies between the different States and Territories so you should check before making a decision.
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Personal Accident
Get a quote
Get a quote
Personal Accident insurance can protect you in the event of accidental injury, providing a lump sum payment or covering your loss of income to help give you the financial support you need.2

Depending on your individual needs and circumstances, Personal Accident insurance can be tailored to cover you for injuries sustained at work, on your journey to work, and/or anywhere, covering you 24/7.

Everyone’s professional and personal circumstances are different, and that’s why it’s important to get the right insurance mix to support your individual needs. If you would like to find out more about insurance coverage, please contact the Aon team on 1800 805 191.
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Car and Home Insurance
1300 134 256
1300 134 256
Aon arrange a variety of personal insurance products for our clients including Home, Contents, Motor, Landlords, Boat and Caravan insurance.

If you like to keep all your insurances in one place, please talk to one of our advisors about our options and pricing.
Learn more

Contact

Call 1800 810 282

8:30am - 5:00pm AET
Mon - Fri (except public holidays)

Email us

au.leisure@aon.com
1Subject to the full terms, conditions and limits of the policy. Please review the full policy wording for more information.