Aon and Law Protect
As a client of Law Protect you can access a range of risk and insurance solutions for your legal practice through Aon. One of Australia’s largest insurance brokers, we are the newly appointed risk and insurance services partner of choice for Law Protect and committed to helping law firms and practices with arranging appropriate coverage to manage the risk exposures commonly faced by your sector.
Whether you’re looking to arrange professional indemnity cover, cyber or management liability and more, you can discuss your requirements with an experienced specialist who will be able to work with you in tailoring a program suitable for risks commonly faced by the needs of the legal profession.
Want to discuss the Professional Indemnity Insurance options available through Aon?
Talk to an expert and find out more today.
Choice & flexibility
Managing your claim
Depth & detail with expert advice
Talk to an expert – Law Protect clients can gain confidence by discussing your insurance requirements, and the options available to you, with a dedicated team of professional advisers who understand the insurance needs of lawyers.
Deep industry insights – We use our data-driven insights and deep industry knowledge to offer you an insurance program to suit law practices’ common requirements.
Knowledge & thought leadership - Keep updated with key risk exposures and insurance solutions through Aon’s extensive thought leadership and market insights, that we’ll offer you across a wide range of topics, risk management reports, with access to exclusive events and more.
Business Insurance is made up of a number of cover sections, and you can choose the sections that relate to your business. Cover is available for damage to business premises and/or equipment caused by fire, storm, theft and other insured events. You can also take out cover for money (if you keep cash on premises), portable contents such as mobile phones and laptops, and public liability.1
What do I do if I have a claim? You will find details of how to make a claim in the policy wording you receive from us.
If you need to make a claim, please call Aon on 02 8623 4234 or email firstname.lastname@example.org and we’ll provide you with a claim form to start the claims process. We’ll also work closely with you throughout the claims process and assist you to help achieve a settlement of your claim as efficiently as possible.
If I need a certificate of currency, how can I obtain this?
We can certainly assist with this once you’ve taken out a policy. Simply call Aon on 02 8623 4234 or email us at email@example.com
I’m expanding my business and not sure if I need to update my insurance program, who can I speak to?
We can certainly update your insurance program. Contact Aon on 02 8623 4234 or email us at firstname.lastname@example.org and we can assist you with arranging cover for your newly expanded business.
What’s the excess and when do I pay this?
Excess is the amount you must pay if you make a claim on your policy. When you make a claim, the insurer will either deduct the applicable excesses from the amount paid to you or direct you to pay the excess to the insurer, or to the appointed repairer. Please refer to your policy wording for further information.
Why should I consider both Professional Indemnity and Public Liability?
Professional Indemnity Insurance applies to claims where clients allege your advice or service caused them financial loss. Public Liability on the other hand covers you for claims where a client or a member of the public alleges they suffered an injury or property damage as a result of your business activities.
Can I maintain my insurance if I stop trading?
Professional Indemnity is insurance on a claims-made basis. This means that a policy needs to be active when a claim arises in order to respond, even if this event that lead to the claim occurred several years ago. Due to this, if you do cease trading we recommend maintaining what is called a “run off” professional indemnity policy. This is an active policy that will cover you for activities when you were trading, to ensure you have cover in place when a claim is made afterwards, up to 7 years.
^ Sources: https://www.inc.com/joe-galvin/60-percent-of-small-businesses-fold-within-6-months-of-a-cyberattack-heres-how-to-protect-yourself.html & https://www.cybergrx.com/resources/research-and-insights/blog/cyber-threats-on-the-rise-due-to-covid-19 https://www.mckinsey.com/business-functions/mckinsey-digital/our-insights/safeguarding-against-cyberattack-in-an-increasingly-digital-world
Cyber Liability insurance is arranged by Aon Risk Services Australia Limited ABN 17 000 434 720 AFSL 241141 (Aon) on behalf of the product issuer CFC Underwriting Limited 1999-2019 of London, Company Number 03 302 887. If you purchase this insurance, Aon will receive a commission that is a percentage of the premium. Further information can be provided upon request.