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Insurance cover for Work Experience and Internships

Why Aon?

Are you a student looking to undertake work experience or someone trying to get a foot-in-the-door of your desired industry through an internship? Or perhaps, you’re an organisation about to accept a work experience placement.

Aon’s combined Public Liability & Personal Accident Policy has been designed to suit the needs of interns and work experience participants, whether working only short-term or for up to 12 months and no matter the type of work.

We’ve got you covered:

Public Liability

Limit: $20,000,000

This provides cover for the intern should they, whilst doing work experience activities, cause injury or property damage to a third party (for e.g. the hiring organisation), and that third party then sues them for the damage.

This is a nil excess policy i.e. when making a claim, you won’t need to pay anything additional.

Personal Accident Cover

Limit: Death Benefit $100,000 + Weekly Benefit $1,000

This covers the work experience placement/intern should, whilst performing their relevant duties, and/or when travelling directly to and from the work experience location, accidental injury or death occur.

Key Policy Benefits:

  • Nil excess on all claims except medical expense claims.
  • No age limit (must be able to follow instruction)
  • Student Tutorial and Domestic Help limited to 26 weeks.
  • Paraplegia or Quadriplegia - home or car renovation/modification up to $5,000
  • Ambulance Hire that’s not recoverable from any other source.
  • Funeral expenses - $5,000.
  • Non-Medicare Medical Expenses - excluding any costs wholly or partially covered by Medicare* - up to $1,500 dollars.
  • Out of pocket expenses reasonably and necessarily incurred due to an injury - $500.
  • Pharmaceutical expenses following advice of a medical practitioner, for an injury incurred - up to $500.

*Under Australian Federal Legislation, it's illegal for general insurance companies to cover medical items that would/ should have been covered by Medicare. This means insurers won’t cover Medicare payment gaps, eg. if a GP charges $100 for their service & the medical scheduled fee is $75, the $25 gap is uninsurable. 

Need to make a claim?

If you become aware of a matter/issue that may be (or give rise to) a claim, you must notify us a.s.a.p and provide all relevant correspondence and documentation. You can notify a claim by calling Aon on 1800 123 266, emailing au.nfp@aon.com, or writing to Aon at PO Box 1331, Parramatta, 2124.

    Got a question? Our dedicated NFP Team is available by phone or email Monday-Friday 8:30am-5pm AEST.

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