Dirt Bike, Go-Kart, All Terrain and Off Road Vehicle Insurance

Off Road Bikes, ATV’s
& Go Kart Insurance

We're here for you

Your nearest Aon Insurance brokers:

Our insurance has been specifically designed to meet the needs of Off-Road Bike, All-Terrain Vehicle and Go-Kart owners. We have negotiated with reputable insurers to provide you with quality cover, excellent service and a dedicated support team should you need to make a claim, all at a fair price.

If you need to make a claim we’re here to help through our experienced claims team. Our repairers and assessors are carefully chosen with the right levels of experience and knowledge to make your claims experience as smooth as possible. Our aim is to minimise your inconvenience and we can do this by monitoring and forming close relationships with our client’s repairers to ensure you receive the best service possible.

We hope that this combination of experience and professional service providers delivers you the best results at a time when you need it most.

We help cover all the essentials


Get a quick quote now using the Buy Online facility with no obligation to buy.

The covers below can be combined or tailored to best suit your requirements.

New for old cover

If your vehicle is less than 12 months old we will replace it new for old. If the vehicle is older it will be replaced at Market value.

Modifications and accessories

If you have modifications or accessories fitted, provided they are disclosed to us, we agree and have noted on your Certificate of Insurance they will be covered.

Damage to the vehicle while in transit

Damage caused by the collision or overturning of the conveying vehicle and/or trailer transporting the vehicle.

Theft of the vehicle

Provided that the vehicle is secured by chain and lock to a fixed object at the time of the theft and stored within a fully enclosed locked building when kept at the garaging address.

Cover resulting from loss or damage directly by

fire, lightning, explosion, storm and earthquake


But not for


damage caused while loading and unloading your vehicle onto or from conveyance or trailer;


wear and tear, gradual deterioration, mechanical or electrical breakdown;


damage caused during use of your vehicle, including use for hire;


any legal liability whatsoever (unless a registered trailer).

Need to make a claim?

In the event of a claim you can contact our claims executive Nick Phillips
03 9211 3195 or email

If you’d like to discuss your insurance needs, call us on 1800 023 063 between 8.30am and 5pm, Monday to Friday or Email Us

The following important conditions apply to your cover:

  • your vehicle must be secured with a lock and chain to a fixed object at all times when not in use; and
  • your vehicle must be stored within a fully locked and housed within an enclosed building when kept at the garaging address.

This web page only provides a summary of the cover provided. For full details of the cover, including policy conditions and exclusions, please refer to the Off Road Bike Insurance Policy Product Disclosure Statement (PDS).

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