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Bed and Breakfast Public Liability Insurance

Insurance for Bed & Breakfast
Style Operators

Why Choose Aon?

Your nearest Aon Insurance brokers:


When running a busy hospitality business, you need an insurance broker who understands your industry and ensures you're correctly covered. Our Bed and Breakfast Style insurance is a comprehensive package that allows you to save time, worry and money (for a limited time we're offering 15 months cover for the price of 12) and allows you to do what you do best – create memorable guest stays.

Aon is proudly an endorsed partner of Hosted Accommodation Australia, and for over 20 years, trusted insurance broker to many of Australia's Bed & Breakfasts. Our experience and service passion means we develop and in-depth understanding of your accommodation business so to address the risks it faces and create a tailored insurance policy to cover them. Insurance covers include; home & contents, accidental damage, business interruption and theft/malicious damage to your property or to that of guests.


Beverley VIC

  • Brick Building
  • Building $100,000
  • Contents $20,000
  • Liability $20,000,000

Russell SA

  • Wooden Building
  • Building $350,000
  • Contents $50,000
  • Liability $20,000,000

Sharon QLD

  • Brick Building
  • Building $600,000
  • Contents $70,000
  • Liability $20,000,000

*The profiles listed above, as well as the activity breakdowns are indicative and do not constitute the comprehensive range of activities or activity breakdown scenarios where we may provide you with an quote. As a result the prices quoted are indicative in nature, prices include stamp duty, fee and GST. You will need to contact Aon for an individual quote which will be subject to individual circumstances and full policy terms and conditions.

We help cover all the essentials

Home & contents

Loss or damage to your Home and Contents. This includes:
• Cover for accidental damage to your home, contents or both
• Cover for accidental escape of liquid, in the home or at the premises
• Flood Cover
• Accidental glass breakage cover
• Fusion of electric motors up to 15 years including food spoilage
• Visitors’ and guests contents, up to $5,000
• Malicious Acts (if caused by visitors’ and guests is limited to $5,000)
• No Under Insurance Clause
• Automatic cover for your contents and personal valuable items anywhere in the world

Legal liability

Up to $20 million cover for personal injury to other people, or loss or damage to their property. This can arise from events that occur in your home and/or events that occur in connection with your business (ie events involving the guests at your property).

Business interruption

Cover for the reduction in your business income (gross income, weekly income or the additional increased costs of working) as a result of damage to your home and/or contents.

Need to make a claim?

For quick and easy lodgement of claims, our bed and breakfast insurance policyholders can call 1800 806 493 during business hours or email us at au.B&B@aon.com.

To discuss your insurance needs, call 1800 806 493 between 8:30am and 5pm, Monday to Friday.

Email Us

15 for 12 offer is only valid on new policies, offer expires 31st December 2017.

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