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Bed and Breakfast Public Liability Insurance

Insurance for Bed & Breakfast
Style Operators

Why Choose Aon?

Your nearest Aon Insurance brokers:


Running a busy hospitality business, means you need an insurance broker who understands your industry and ensures correct coverage. Our Bed and Breakfast insurance is a comprehensive package that allows you to save time, worry and money so you can just focus on the guest stay.

Aon is endorsed by Hosted Accommodation Australia, and for over 20 years, trusted insurance broker to many of Australia's B & Bs. We like to develop an in-depth understanding of your accommodation business so to ensure you’re covered with a tailored policy for your risks including; home & contents, accidental damage, business interruption and theft/malicious damage to property.


Beverley VIC

  • Brick Building
  • Building $100,000
  • Contents $20,000
  • Liability $20,000,000

Russell SA

  • Wooden Building
  • Building $350,000
  • Contents $50,000
  • Liability $20,000,000

Sharon QLD

  • Brick Building
  • Building $600,000
  • Contents $70,000
  • Liability $20,000,000

*The profiles above, including the activity breakdowns are indicative only. They don’t constitute the comprehensive range of activities or scenarios where we may provide you with a quote. As a result the prices quoted are also indicative and include stamp duty, fee and GST. Apply Now for an individual quote for your business.

We help cover all the essentials

Home & contents

Loss or damage to your Home and Contents. This includes:
• Cover for accidental damage to your home, contents or both
• Cover for accidental escape of liquid, in the home or at the premises
• Flood Cover
• Accidental glass breakage cover
• Fusion of electric motors up to 15 years including food spoilage
• Visitors’ and guests contents, up to $5,000
• Malicious Acts (if caused by visitors’ and guests is limited to $5,000)
• No Under Insurance Clause
• Automatic cover for your contents and personal valuable items anywhere in the world

Legal liability

Up to $20 million cover for personal injury to other people, or loss or damage to their property. This can arise from events that occur in your home and/or events that occur in connection with your business (ie events involving the guests at your property).

Business interruption

Cover for the reduction in your business income (gross income, weekly income or the additional increased costs of working) as a result of damage to your home and/or contents.

Need to make a claim?

To quickly and easily lodge a claim under this policy, either call us on 1800 806 493 during business hours or email au.B&B@aon.com.

To discuss your insurance needs, call our team on 1800 806 493, Monday-Friday, 8:30am-5pm AEST.

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