Tailored insurance for Physiotherapists
Physiotherapy insurance includes both Professional Indemnity and Public Liability in one policy.
Why do Physiotherapists need Professional Indemnity insurance?
You work with clients with all sorts of pains and strains, helping people with their day to day aches through to total rehabilitation. As you're in physical contact with your clients, you have a high risk of someone making a claim of professional negligence against you – that could cost you both personally and professionally.
Physiotherapy Professional Indemnity insurance can provide cover against a mistake, error of judgement, an injury, or a perceived piece of bad advice that can lead to a claim from a client. Physio insurance includes cover for your legal fees and the cost of compensation if a patient brings a professional negligence claim against you.
If you're practising, you need Professional Indemnity insurance arrangements in place that meet the Physiotherapy Board of Australia standard.1
Why do Podiatrists need Public Liability insurance?
If you're a Physiotherapist in Australia and work out of business premises, or make outcalls to your clients, you can be at risk of a member of the public making a claim against you. If someone were to injure themselves or damage their property on your premises or because of your business dealings, you could be held legally liable and pay an absolute fortune in legal fees.
Public Liability insurance for Physiotherapist can provide cover against claims of personal injury or third-party property that may occur because of your business dealings or on your premises