Professional Indemnity Insurance for Personal Trainers & Fitness Instructors

Get 15 months cover for the price of 12

Tailored insurance for Personal Trainers & Fitness Instructors


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Let us do the heavy lifting for you!

At Aon, we understand the risks you face as a Personal Trainer or Fitness Instructor. Whether you work from home, in the park or in your studio – we’ve got you covered. 

Helping protect over 40,000 Practitioners in the health industry, including Personal Trainers, Gym Instructors and Fitness Instructors, we negotiate strongly with insurers to offer competitively-priced, tailored insurance. With us, you’re covered for the key risks you face every day, including Professional Indemnity, Product Liability and Public Liability.

What is Professional Indemnity insurance?

Professional Indemnity insurance is designed for professionals who provide advice or services to their customers. It protects your business against legal costs and claims by third parties for damages arising from acts, omissions or breaches of professional duty in the course of your business.

In real terms, this means that if you do something (or neglect to do something) in the course of your work, and a customer suffers injury or financial loss as a result, they may take legal action against you. With the right policy, you can defend your business against the claim and prevent financial loss.

Do I need Professional Indemnity Insurance?

In recent years, the risk of legal action has increased for Personal Trainers. All individuals are recommended to have Professional Indemnity insurance. This is in place to guard you against a range of risks including claims of misconduct and patient injury. Our Professional Indemnity insurance provides accessible legal advice so you can quickly deal with allegations and meet your legal obligation to respond.

We help cover all the essentials:

Quote and buy

Getting a quick quote should take no more than 5 minutes using the Buy Online facility with no obligation to buy.

Professional Indemnity

Select cover from $1m to $20m to help protect against legal costs and claims for damages to third parties arising from an act, omission or breach of professional duty in the course of your business.

No excess 
When making a claim, you’re not required to pay any upfront costs.

Unlimited retroactive date 
Our policy covers you for incidents that occurred before you were insured with us – but only for unknown circumstances.

Run-off cover 
If you retire or leave the profession, our policy will still cover you for claims relating to incidents that occurred when you were working.

Automatic inclusions

  • $20m Public Liability cover – covers you for claims made against you by a third party arising from injury or property damage from any premise you work from.

  • $20m Product Liability cover – covers you for claims made against you by a third party arising from the sale or supply of a product that causes financial loss or injury.

Legal advice

Need legal advice? With Aon you’re entitled to 2 hours FREE access to legal advice from industry experts, for questions related to your practice.**

Certificate of Currency Request

Need a copy of your Certificate of Currency? Simply click here to submit a request form.

    *15 for 12 offer is available to new, or returning to Aon customers only.
    **Please refer to the terms and conditions in the policy schedule, in particular regarding claims matters.

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