Tailored insurance for Personal Trainers
Personal Trainers insurance includes both Professional Indemnity and Public Liability in the one policy.
Why do Personal Trainers need Professional Indemnity insurance?
As a Personal Trainer or Fitness Instructor, you’re all about the fit, healthy life, and this is what you teach your clients. There are risks involved though, a client could twist and break their ankle while you’re instructing them in circuit training, or they could fall backward off a medicine ball and injure their neck. The person could claim that you were at fault and take legal action against your business.
Personal Trainers Indemnity insurance is designed to protect you if something goes wrong while you’re with a client, it includes cover against a wide range of risks like claims of professional negligence.2
Why do Personal Trainers need Public Liability insurance?
You could have a book full of clients or train a select few, either way, you’re running a business, and with that comes risk. If you have clients or the public on your premises while you’re working, and they get hurt, or they damage their property, you could be blamed and held legally liable.
Personal Trainers Liability insurance provides cover for legal liabilities if a member of the public makes a claim that they were injured, or damage was caused to their property because of your business dealings or on your premises.2