Tailored insurance for Osteopaths
Osteopathy insurance includes both Professional Indemnity and Public Liability in one policy.
Why do Osteopaths need Professional Indemnity insurance?
As an Osteopath, you focus on the joints, muscles, and spine of your patient. Your treatment aims to positively affect the body's nervous, circulatory, and lymphatic systems. You do a lot of good, but bad things can happen. If a patient feels that they’ve been wronged, even if you know you did everything right, you could be held accountable for any financial losses that the patient claims are your fault.
Osteopathy Indemnity insurance provides cover from malpractice, breach of duty, professional misconduct, professional negligence, and mistakes or omissions claims made against you. A well-chosen policy will also cover legal defence costs, obtained with the Insurer’s prior consent.
Manadatory insurance for Osteopaths
If you're practising, you need Professional Indemnity insurance arrangements in place that meet the Osteopathy Board of Australia standard.1
Why do Osteopaths need Public Liability insurance?
Some people have the reflexes and coordination of a ninja, going through their lives without tripping over or dropping their belongings. But the rest of us have accidents, we fall, hit our heads and drop things, causing ourselves injury and damage to our property. This could happen to someone visiting your practice or to a patient while you’re seeing them professionally, and you could be held liable as a result.
Osteopathy liability insurance includes cover from legal liability claims of injury or property damage made by patients or members of the public that occur because of your business dealings or on your premises.