Tailored insurance for Coaches
Coaches insurance includes both Professional Indemnity and Public Liability in one policy.
Why do Coaches need Professional Indemnity insurance?
As a Coach, you could be helping clients with coping techniques, advising them in their career, or being a mentor to help with life goals. Whatever the case may be, your clients listen to you and take on your advice. Majority of the time, your clients can lead more positive lives, but there could be an instance where someone misunderstands you, and they act on it, causing problems in their life. They could claim that it was your fault and leave you liable.
Professional Indemnity insurance includes cover from malpractice, breach of duty, professional misconduct, professional negligence, and mistakes or omissions claims made against you. A well-chosen policy will also cover legal defence costs, obtained with the Insurer’s prior consent.
Why do Coaches need Public Liability insurance?
As a Coach, you may travel to different areas to see your clients, or you may operate from business premises. If someone bumps up against a piece of furniture and hurts themselves or they break something they own because of your business dealings, you could be held liable, and it could be a very costly experience.
Coaches Liability insurance provides cover for your legal liability if a member of the public makes a claim that they suffered bodily injury, or damage was caused to their property because of your business dealings or on your premises