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Professional Indemnity and Public Liability Insurance for Coaches


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Tailored insurance for Coaches

Coaches insurance includes both Professional Indemnity and Public Liability in one policy. 

Why do Coaches need Professional Indemnity insurance?

As a Coach, you could be helping clients with coping techniques, advising them in their career, or being a mentor to help with life goals. Whatever the case may be, your clients listen to you and take on your advice. Majority of the time, your clients can lead more positive lives, but there could be an instance where someone misunderstands you, and they act on it, causing problems in their life. They could claim that it was your fault and leave you liable.

Professional Indemnity insurance includes cover from malpractice, breach of duty, professional misconduct, professional negligence, and mistakes or omissions claims made against you. A well-chosen policy will also cover legal defence costs, obtained with the Insurer’s prior consent.

Why do Coaches need Public Liability insurance?

As a Coach, you may travel to different areas to see your clients, or you may operate from business premises. If someone bumps up against a piece of furniture and hurts themselves or they break something they own because of your business dealings, you could be held liable, and it could be a very costly experience. 

Coaches Liability insurance provides cover for your legal liability if a member of the public makes a claim that they suffered bodily injury, or damage was caused to their property because of your business dealings or on your premises

Coaches insurance cover benefits:

Flexible Professional Indemnity cover limits
Choose a level of Professional Indemnity cover to suit you - $1 million, $2 million, $5 million, $10 million or $20 million.3
Public and Products Liability cover
$20 million combined public and products liability limit per claim and $60 million in the aggregate.3
Unlimited retroactive date
You may be covered for claims relating to events that happened before you purchased cover, as long as you weren’t aware of a claim or the facts of circumstances which could give rise to a claim, before you purchased the policy.

Subject to eligibility criteria.
Run-off cover
You can be subject to claims for professional wrong-doing even after you retire or sell your business. Run-off cover extends your insurance policy for up to 7 years after your business ceases, to respond to claims which arose while the business was operating. 
Complimentary Legal Advice
2 HOURS complimentary legal advice
You could save hundreds of dollars on outside legal costs with 2 hours of complimentary legal advice that's included in this policy3
$0 Excess
No excess when you make a claim against the Professional Indemnity or Product Liability section.3

Better for Coaches in 3 simple ways

Frequently Asked Questions

What does Coaches insurance cover?
Professional Indemnity covers:
 
Claims made against you during the period of insurance resulting from certain errors or omissions in the conduct of your professional services.
Legal fees, settlements and court attendance costs associated with any such claim.
 
Public and Products Liability covers legal liability for:
 
Third-party injury or property damage arising as a result of your business that occurs on any premises you work from, in most parts of the world.5
The sale or supply of a product that causes bodily injury or property damage.
What level of complimentary legal advice can I receive?

A total of 2 hours complimentary legal advice is offered when you hold a Professional Indemnity policy through Aon. You can call as often as you like for any business-related matters up to a total of 2 hours in each policy year. 

The Legal Helpline is entirely confidential, and you'll be supported by a network of lawyers who work independently of Aon. The details discussed with the Legal Helpline are confidential and will not impact the future cost of your insurance premium.

What price does insurance for Coaches start at?

We arrange insurance designed for coaches at competitive prices. Our prices start as low as $211.204

  1. Available to customers who do not currently have a Professional Indemnity or Public Liability policy through Aon. Aon reserves the right to cancel this offer at any time.
  2. We will process your certificate of currency request instantly but, depending on your internet speed and email server, it could take a few minutes to get to your inbox.  
  3. Subject to full terms, conditions and limits of the policy. Please review the full policy wording for more information. 
  4. Cover is not provided in respect of activities in the United States of America or the Dominion of Canada and their territories.

Disclosure and Disclaimer:

Professional Indemnity, Product Liability and Public Liability Insurance for Coaches is arranged by Aon Risk Services Australia Limited ABN 17 000 434 720 (Aon) on behalf of the underwriter, AAI Limited trading as Vero Insurance (Vero) ABN 48 005297 807 AFSL 230859. If you purchase this insurance, Aon will receive a commission that is a percentage of the premium. Further information can be found in our FSG click here or provided upon request.

Terms, conditions, exclusions and limits apply

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