Tailored insurance for Beauty Therapists
Beauty Therapists insurance includes both Professional Indemnity and Public Liability in one policy.
Why do Beauty Therapists need Professional Indemnity insurance?
You understand body systems, skin biology, anatomy, and cosmetic chemistry. Making your clients feel good about themselves is a vital part of your day-to-day therapy. But what if a client has an allergic reaction to the hot wax you use, or someone claims they got an infection from getting their nails done? You could be on the receiving end of a lawsuit, and your business could suffer as a result.
Beauty Therapist Indemnity insurance provides you with cover for a range of risks that come with your business. Professional Indemnity insurance includes cover for your legal fees and the cost of compensatory damages if a client were to make a claim of professional negligence against you.
Why do Beauty Therapists need Public Liability insurance?
Any number of hazards can pop-up daily as a Beauty Therapist. A member of the public could enter your premises and slip on a face cream that was spilt on the floor, causing them to run into a nail file and seriously injure themselves. Or, one of your clients drop their phone into a mud bath, and you could be held liable for both the injury as well as the damaged phone.
Beauty Therapist Liability insurance provides cover for your legal liabilities if a member of the public claims that they were injured, or their property was damaged because of your business dealings or on your premises