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Insurance Packages for Photographers

Why Aon?

Aon have been protecting Photographers in Australia for over 20 years and are a recommended insurance partner for members of the Australian Institute of Professional Photography (AIPP). We’ve developed a tailored, comprehensive and affordable insurance package system to meet the varying risks of amateur through to professional photographers. As photography equipment is often not included in your standard home and contents policy, ensure your precious equipment, including drones, are covered with Aon, for theft, loss and damage whether you’re working at home, in a studio, or onsite with a client.

We currently offer 3 insurance packages which you can quote and buy online:

1. Equipment insurance only.

2. Equipment insurance + add-on $20mill public liability.

3. Complete studio package insurance (cover for your equipment, public liability and your studio).
 

To get started with either 1, 2 or 3, simply choose the equipment cover level you’d like below.

Select your Equipment cover level:


Need more than $20,000 cover? Click here to Quote & Buy Online.
 
*Prices vary based on GST and the stamp duty relating to your state.
 
Need Drone cover? Contact us on 1800 806 584 to get a quote or read below to find out more.

We've got all the essentials covered

Worldwide Equipment cover

Wherever you are, we can protect your camera body, lenses & all portable equipment (including laptops, computers, tablets and mobiles) for accidental loss and damage.

Purchasing new equipment?

Need another lens? If you buy more photography equipment, we can cover it too – as long as it’s bought within the policy period.

Are drones covered under my photographer’s insurance policy?

Yes, we happily announce that we include cover for drones as part of our photographer’s insurance policies for equipment and public liability. We can cover drones up to 5kgs and up to $5,000 in value.

With the equipment insurance, your drones will be covered for damage and theft everywhere in the world, and even when in use. The drone cover included as an extension to the Public Liability policy will ensure you’re covered should you injure someone or damage others people’s property whilst operating the drone.

Drone claims on the policy will attract a higher excess of $1,000 compared with the standard $100 seen with all other equipment. There are also some conditions applied to ensure you are complying with CASA regulations which we will include in our documentation to you when you apply for the extension.

Add-on: Our Public Liability cover

When you’re on a professional job, you’ll need to prove that you have public liability cover, so we’ve negotiated a top level cover of $20M. All you need to do is choose the level of equipment cover you require above & then in the quote and buy system, click package B to add Public Liability cover to your purchase.

Add-on: Our studio cover

If you’re a photography studio owner, you’ll benefit from ensuring your studio itself as well. With our studio cover package, your studio and everything in it will be covered against damage and loss (including fire, theft and glass damage). To purchase this policy, all you need to do is select the level of Equipment cover you require above, & then in the quote and buy system, click package C which includes studio cover as well.

Frequently Asked Questions (FAQs)

Before you give us a call or send us an email, check out our FAQs below, in case your question is one of those we’ve answered here:
 
1. Is my photography gear covered when I am travelling overseas for work?
Yes, the equipment will be covered against accidental damage and theft all over the world and you do not need to notify us before taking your equipment overseas.
 
2. Am I able to cover equipment that I hire in temporarily?
Yes, upon prior notice, we are able to add hired equipment onto your policy for an additional premium.
 
3. Is camera equipment covered whilst in use underwater?
Underwater use of camera equipment where oxygen tanks are not required, will be covered as long as the appropriate housing/casing is in place.
*Please note, recreational use of underwater equipment where Oxygen Tanks are in use, will not be covered under your photographer's insurance cover
 
4. Do I need to provide you with equipment lists if my total sum insured is less than $20,000?
No, we don’t require lists of your equipment for sums insured under $20,000 as all your equipment will be covered up to your chosen sum insured.
 
5. Am I able to pay my premium monthly?
Unfortunately, we are unable to setup monthly instalments for your new policy online, however, this payment option will be provided to you at your next renewal.
 
6. What do I need to do should I require any changes to my photographer’s insurance policy?
You will need to email us your request at au.photographers@aon.com where your queries will be actioned within 2 business days.
 

GGot a question? Our dedicated Entertainment Team is available by phone or email Monday-Friday 8.30am-5pm AEST.
    • Insurance Package for Photographers is arranged by Aon Risk Services Australia Limited ABN 17 000 434 720 AFSL 241141 as agent for the insurer, AAI Limited trading as Vero Insurance Limited, ABN 48 005 297 807, AFSL 230859. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Further information can be provided upon request.

    The information contained on this website is general in nature and should not be relied on as advice (personal or otherwise) because your personal needs, objectives and financial situation have not been considered. So before deciding whether a particular product is right for you, please contact the Entertainment team on 1800 806 584 for a copy of the policy terms.

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