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Musicians Support Policy Personal Accident Insurance

Why Aon?

We’re here to help you


Aon currently protect over 15,000 clients in the Entertainment industry and work closely with our endorsed partners APRA AMCOSAustralian Music AssociationMusic Australia and Folk Alliance Australia. These conversations have led to Aon developing a product to fill a needed gap in the industry, the Musicians Support Policy.

Our policy’s cover range is affordable and tailored for individual musicians and singers. It’s designed to support you for lost income following accidental injury, illness, permanent disability or death and is an industry-leading, peace of mind cover. Uniquely you’ll be protected 24/7 anywhere, anytime, so when on-stage, whilst travelling to and from a gig/work, even on your way to the local grocery store.

Get a quote and buy online the type of cover and your desired cover level below:

*Weekly settlement is capped at 85% of your gross weekly income or nominated specified amount which you select, whatever is lessor,
for income derived from your activities as a performing musician/singer as well as a provider of music and singing tuition.
^To see a full breakdown of applicable charges please click here. To discuss them further, please contact our Entertainment team.

We cover all the essentials:

Personal Accident and Illness Covers - more info

This policy has been designed so that you can pick the type as well as level of cover that best suits you – whether that’s for accident alone or if you’d also like to cover yourself for unexpected sickness.

For the Accident only policies (option 1 and 2), you’ll be covered for loss of income after an incident occurs that results in your injury, when that injury lasts longer than 7 days.

If you also want cover for Illness (option 3 and 4), you’ll have the added benefit that if you get sick for longer than 14 days within the policy period, you’ll also be covered for any resulting loss of income.

How does this policy work?

If you’ve suffered an injury or sickness during the policy period, the policy will respond by paying you a weekly settlement that you’ve selected or that’s up to 85% of the gross weekly income from your activities as a musician or music/singing teacher. This weekly settlement will be paid for up to 156 weeks!

Worldwide 24/7 cover

If you’re travelling and performing abroad, you won’t have to worry as under this Musician’s Support policies you’ll be covered 24/7 for loss of income due to injury and/or sickness (based on your type of cover) regardless of where you are.

Optional Musician Insurance:

Equipment & Instrument insurance:
As a musician or singer with entertainment gear and instruments, you  should also consider our separate Equipment/Instrument insurance policy. This cover insures your equipment and instruments from all accidental damage and theft, during transport, through your performance and whilst in storage. Plus, this cover protects you worldwide.

What equipment is covered?
- Musical                                    - Audio-Visual
- Sound & Lighting                     - Entertainment

Find out more & quote and buy online here: aon.com.au/equipment


Public Liability:
As Entertainment industry specialists, we know another risk faced by musicians and singers (whether soloists or part of a band), is the injury and property damage of third parties. Should a 3rd party make a claim against you for this, you’d be covered with Aon’s separate, competitive and comprehensive $20million Public Liability policy.

Our Public Liability cover is worldwide excluding USA and Canada (although if you need cover here, just call our team directly and we'll arrange a bespoke policy) meaning you can continue your work with peace of mind that you're covered anywhere.

Find out more & quote and buy online through either:
aon.com.au/performers    or      aon.com.au/bands

Got a question? Our dedicated Entertainment Team is available by phone or email Monday-Friday 8.30am-5pm AEST.

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