Navigation

Musicians Support Policy Personal Accident Insurance

Call us on

1800 613 599

Why Aon? We’re here to help.

Your nearest Aon Insurance brokers:

Aon currently protect over 15,000 clients in the Entertainment industry and work closely with our endorsed partners APRA AMCOS, Australian Music Association and Music Australia. Through listening to these associations, Aon has developed a new product to fill a needed gap in the industry, the Musicians Support Policy.

Our Muso Support cover range is affordable and tailored for individual musicians and singers. Its purpose is to support you for lost income following accidental injury, illness, permanent disability or death.  It's an industry-leading and peace of mind cover that uniquely provides you with protection 24/7 anywhere, anytime, so you'll be covered on-stage, whilst travelling to and from a gig/work and even on your way to the local grocery store.

Select your cover level

Accident Only Cover (Option 1 and 2)

Muso Support
- Accident cover only
- Weekly support up to $500*
- $50,000 Death & Injury Limit

Between
$74.25-$88.58^
Buy
Online

Muso Extra Support
- Accident cover only
- Weekly support up to $750*
- $100,000 Death & Injury Limit

Between
$119.35 - $137.43^
Buy
Online

Accident + Illness Cover (Option 3 and 4)

Muso Support +
- Accident + Illness cover
- Weekly support up to $500*
- $50,000 Death & Injury Limit

Between
$305.25-$343.78^
Buy
Online

Muso Extra Support +
- Accident + Illness cover
- Weekly support up to $750*
- $100,000 Death & Injury Limit

Between
$460.35 - $514.73^
Buy
Online

*Weekly settlement is capped at 85% of your gross weekly income or nominated specified amount which you select, whatever is lessor, for income derived from your activities as a performing musician/singer as well as a provider of music and singing tuition.

^To see a full breakdown of applicable charges please click here. To discuss them further, please contact our Entertainment team.
 

We help cover all the essentials

Quote

Get a quick quote now using the Buy Online button, with no obligation to buy.

Personal Accident and Sickness Cover - more info

This policy is designed so you can pick the level and type of cover that best suits you – whether that’s accident cover alone or if you’d also like to cover yourself in the event of getting sick unexpectedly.

For the Accident only policies (option 1 and 2), you’ll be covered for loss of income after an incident occurs that results in your injury, when that injury lasts longer than 7 days.

If you choose to also cover yourself for Illness (policy options 3 and 4), you’ll have the added benefit that if you get sick you’ll also be covered for any loss of income, due to a sickness lasting longer than 14 days, within the policy period.

How does this policy work?

Where you have suffered an injury or sickness during the policy period, the policy will respond by paying you a weekly settlement that you’ve selected or is up to 85% of the gross weekly income derived from your activities as a musician or music/singing teacher. This weekly settlement will be paid for up to 156 weeks!

Worldwide 24/7 cover

If you’re travelling and performing abroad, you won’t have to worry as under Aon’s 24/7 Musician’s Support Policies you’ll be covered for loss of income due to injury and/or sickness (depending on your type of cover) regardless of where you are.

Optional Insurance Add-Ons:

Equipment & Instrument insurance:
As a musician or singer with entertainment gear and instruments, you ought to also consider our separate Equipment/Instrument insurance policy. This cover insures your equipment and instruments from all accidental damage and theft, including during transport, during your performance and whilst being stored. What's more this cover protects you worldwide.

What equipment is covered?
- Audio-Visual - *Musical
- Sound & Lighting - *Entertainment

Find out more + quote and buy online here: aon.com.au/equipmentinsurance

Public Liability:
As Entertainment industry specialists, we know another risk faced by musicians and singers, as solo performers or when part of a band, is the injury and property damage of third parties. Should a 3rd party make a claim against you for this, Aon's got you covered with a separate competitive and comprehensive $20million Public Liability policy.
Our Public Liability cover is worldwide excluding USA and Canada (although if you need cover in these countries, just call our team directly and we'll organise a bespoke policy) meaning you can continue your work with peace of mind that you're covered anywhere.

Find out more + quote and buy online via either:  aon.com.au/performers     or    aon.com.au/bands

Like to talk about your insurance needs? Call us on  1800 613 559  between 8.30am and 5pm, Monday to Friday.
Email Us

Find the business insurance thats right for you