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Dancers Public Liability Insurance

Dance Insurance

Dance Insurance – why Aon?

Your nearest Aon Insurance brokers:

Aon arrange insurance for thousands of dance studios, dancers, and dance groups in Australia and are proudly the approved insurance broker for AusDance and the Australian Dancing Society. Our comprehensive, cost-competitive package includes Public Liability, Professional Indemnity, Product liability, Property owners’ liability and cover for Wrongful Allegations (as defined below) as part of our policy.

Organising your insurance with us is quick and easy with a no-obligation Buy Online tool, giving you peace of mind that you’re protected, without the hassle.

We help cover all the essentials

Quote

Get a quick quote now using the Buy Online facility with no obligation to buy. $10mill Public Liability cover available for as little as $334.40.

Existing customers

If you’re a current Aon customer, we’re pleased to inform you that your renewal will now automatically include the increased coverage in 2016. Please see your renewal documents for more information.

Public liability

We offer both $10m and $20m Public and Products Liability cover options. This will cover you for claims made against you by a third party arising from injury or property damage from any premise you work from.

Our Public Liability policy also includes the following benefits.

Molestation cover
Protect yourself against allegations of molestation, for claims amounting up to a maximum of $250,000 throughout your policy period.

Professional indemnity
$5m cover protects you against legal costs and claims for damages to third parties arising from an act, omission or breach of professional duty in the course of your business.

Nil excess
No hidden costs you will have to incur in the event of a claim

Worldwide excluding USA and Canada
Your policy isn’t restricted to teaching within your state - so if you need to travel for work, you’re covered.

Voluntary workers & performers cover
If your organisation uses voluntary workers and performers they can be covered for and on your behalf whilst working for you.

Student to student cover
Covers you for the liability of one student to another. For example if a student injures another student during a routine.

Property owners' liability
For those businesses owning a property, property owners' liability is included as standard.

New: Wrongful Allegations Extension

The Public and Products Liability Policy now provides cover for Wrongful Allegation Claims.

This extension looks to provide a level of indirect cover for defence costs only in respect of matters relating to wrongful allegations of sexual abuse, for claims amounting up to a maximum of $250,000 throughout your policy period.

The definition of Sexual Abuse is: - "an act of indecency towards, or sexual assault of, another person [as defined in Part 3 Division 10 of the Crimes Act 1900 (NSW)] 

The cover will only respond to defence costs if the teacher has had an approved Working with Children check and that this remained in force prior to any incident leading to a claim. 

The Insurer will not indemnify any individual convicted of any criminal act in respect of any civil suit or action or claim arising in connection with such criminal act. 

Please note that this cover will only respond to Defence Costs that have been made during the policy period, provided that the incident occurred after the retroactive date as noted on your coverage summary.

Optional insurance covers

Commercial Business Insurance
Should you own or lease a building for the purpose of running your dance school, we’ve got an additional insurance cover to suit you and your business needs. Business insurance cover is often required due to a lease agreement, but its main purpose is protection in the case of weather damage, including water leakage and fire damage. It covers your contents for example; your dance flooring, mirrors, speakers and dance wear stock. With a few options to suit your needs, give us a call on 1800 806 584.

Article: Insurance for your professional flooring


Individual or group personal accident and sickness

We can also organise competitively-priced protection for specific injuries, sickness, permanent disablement and accidental death resulting from dance and non-dance related activity, on and off the stage. Call us on 1800 806 584 if you’re interested in a Personal Accident quote.

If you’d like to discuss your insurance needs, call us on  1800 462 558  between 8.30am and 5pm, Monday to Friday.
Existing customers please call 1800 806 584.
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