Dance Insurance

Why Aon?

Aon arrange insurance for thousands of dance studios, dancers, and dance groups in Australia and are also proudly the approved insurance broker for Ausdance and the Australian Dancing Society.

Our comprehensive, affordable insurance package includes Public LiabilityProfessional IndemnityProduct liability, Property owners’ liability and cover for Wrongful Allegations (as defined below). Plus, you can quickly and easily quote and buy online, giving you peace of mind protection without the hassle.

We cover all the essentials:

Who does our Dance insurance cover?

Our Dance insurance is able to cover a broad range of the dance industry including; Dance instructors, Professional Dancers, Independent artists, Dance company/s, Dance studios, Cultural & Dance Festivals.

If your work is similar to these professions, but not listed, we still may be able to cover you – just give our team a call to discuss.

Public liability

We offer both $10m and $20m Public and Products Liability options. The policy covers claims made against you due to your negligence, in regards to injury and/or property damage caused to a third party, whilst on any premise you work from.

Our Public Liability policy also includes the following benefits.

Wrongful Allegation cover
Protect yourself when there have been false allegations of molestation, for claims amounting up to a maximum of $500,000 throughout your policy period.

Professional indemnity
$10m cover to protect you against legal costs and claims for damages to third parties that arose from an act, omission or breach of professional duty during your business.

Worldwide excl. USA & Canada
Your policy isn’t restricted to teaching within your state - so if you travel for work, you’re covered.

Should you need to work in the USA or Canada, please contact our team to discuss extending your cover to include these countries too.

Voluntary workers & performers cover
If you use voluntary workers and performers in your business acivities, they can also be covered under your Public Liability policy.

Student to student cover
Covers you for the liability of one student to another. For e.g. if a student injures another student during a routine.

Property owners' liability
For those businesses owning a property, property owners' liability is included as standard.

The excess applicable is $2,500 any one occurrence with respect to anti-gravity yoga and pole dance activities.

For any other dance activity there is no excess which means there are no hidden costs in the event of a claim.

New: Wrongful Allegations Extension

The Public and Products Liability policy provides cover for Wrongful Allegation Claims.

This extension looks to provide a level of indirect cover for defence costs only in respect to matters relating to wrongful allegations of sexual abuse, for claims up to a maximum of $500,000 throughout your policy period.

The definition of Sexual Abuse is "an act of indecency towards, or sexual assault of, another person” [as defined in Pt 3 Div. 10 of the Crimes Act 1900 (NSW)].

Our cover will only respond to defence costs if the teacher has had an approved Working with Children check and that this has been in force prior to any incident leading to a claim.
The Insurer will not indemnify an individual convicted in a civil suit or action/claim arising in connection with such criminal act.

Please also note that this cover will only respond to Defence costs made during the policy period, provided that the incident occurred after the retroactive date noted on your coverage summary.

Optional insurance covers

As the following cannot yet be bought online, please contact our Entertainment team if you’re interested in any of the following;

Commercial Business Insurance
If you own or lease a building for the purpose of running a dance school, additional insurance will cover you and your business needs. Business insurance is often required due to a lease agreement, but its main purpose is protection in the case of weather damage, including water leakage & fire damage. It covers your contents, for e.g. your dance flooring, mirrors, speakers and dance wear stock.
Article: Insurance for your professional flooring

Individual or group personal accident & sickness
We can also organise competitively-priced Personal Accident protection for specific injuries, sickness, permanent disablement and accidental death that result from your dance & non-dance related activity, on and off the stage.

Got a question? Our dedicated Entertainment Team is available by phone or email Monday-Friday 8.30am-5pm AEST.
    *Prices vary based on the stamp duty of your state/territory.

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