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Insurance for Dancers, Dance Teachers, Classes & Studios


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Tailored insurance for the Dance Industry

Aon’s Dance insurance has been arranged to include both Public Liability and Professional Indemnity cover in one policy. 

Why do Dancers need Public Liability insurance?

Picture this: You are in the middle of a lesson teaching a group to foxtrot when suddenly there is a loud crash, one of the mirrors on the wall has fallen off and broken glass is everywhere. Unfortunately, it has also landed on the groups personal items and one person has received a cut from the glass. You could be held legally liable for any damage caused to property and for any injuries that may have been incurred.

The Dance Public Liability insurance policy we arrange covers you for your legal liability for property damage and/or bodily injury to a third party that happens during the period of insurance and is caused by an occurrence due to your actions or your business activities.1

Why do Dancers need Professional Indemnity insurance?

We understand the passion dancers and dance teachers have for their craft, and the joy they bring to the masses through performance and teaching.

An allegation is made by a third party who believes that you have breached your professional duty in regard to an act, error or omission and holds you legally liable for the impact it has on them.  Would you have the funds to defend the allegation? and, what would it do to your business?

Dance Professional Indemnity insurance provides cover as a result of a breach of professional duty which arises from an act, error or omission by you during the conduct of your business and is first made against you during the period of insurance and includes defence costs.1

Cover benefits of dance insurance:

Public and Products Liability cover
Public Liability option of $10,000,000 or $20,000,000 any one occurrence.

Products Liability option of $10,000,000 or $20,000,000 any one occurrence and in the aggregate any one period of insurance.

Goods in your Care, Custody or Control $100,0001
Professional Indemnity cover
Professional Indemnity $10,000,000 for any one claim and in the aggregate any one period of insurance1

Retroactive Date Unlimited

This is a claims made policy.1
Wrongful Allegations cover
Cover for your costs of defending a false allegation in respect of any sexual harrasment or molestation claim against you.

Wrongful Allegations $500,000 any one claim and in the aggregate any one period of insurance.1

Retroactive Date 01/01/2016

This is a claims made policy.1
Student to student cover
Cover for the liability of one student to another; for example, if a student injures another student during a routine1

Better for Dancers in 3 simple ways

Frequently Asked Questions

How much is Dance insurance?

We arrange insurance designed for Dancers at competitive prices. Our prices start as low as $320.003

What does Dance insurance cover?

Public and Products Liability1:

  • The Dance Public & Products Liability insurance policy we arrange covers you for your legal liability for property damage or bodily injury to a third party that happens during the period of insurance and is caused by an occurrence in connection with your actions or your business activities.

Professional Indemnity1:

  • The Dance Professional Indemnity insurance policy we arrange covers you for any claim as a result of a breach of professional duty which arises from an act, error or omission by you during the conduct of your business and, is first made against you during the period of insurance.1
  • Legal fees, settlements and court attendance costs associated with any such claim.

Wrongful Allegation Cover:

  • Wrongful Allegation cover provides civil defence costs and expenses in respect of a false allegation in respect of any sexual assault, sexual harassment or molestation claim against you.
Who does Dance insurance cover?

This policy covers a broad range of activities in the dance industry including dance instructors, dance studios/companies and the performance of risk of all individuals and groups. This includes performing solo or as a group to showcase talent or compete in events.

Does Dance School insurance cover Property Owners Liability?

Yes, if you own the building your studio is located in, cover can be provided under the policy.

  1. Subject to full terms, conditions and limits of the policy. Please review the full policy wording for more information. 
  2. We will process your certificate of currency request instantly but, depending on your internet speed and email server, it could take a few minutes to get to your inbox.  
  3. Premium pricing takes into consideration the insured being – a member of a relevant association, eligibility/referral/underwriting questions, category of cover selected limit of liability selected. Government charges will differ from state to state and can affect the premium payable.

Professional Indemnity, Product Liability and Public Liability Insurance for Dance is arranged by Aon Risk Services Australia Limited ABN 17 000 434 720 (Aon) on behalf of the underwriter, Chubb Insurance Australia Limited ABN 23 001 642 020 AFSL 239687. If you purchase this insurance, Aon will receive a commission that is a percentage of the premium. Further information can be found in our FSG click here or provided upon request.

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