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Design Professionals Insurance

Professional Indemnity insurance for Design Professionals

Get 15 months cover for the price of 12*

Your nearest Aon Insurance brokers:

Whether you’re an architect, interior designer or engineer, when you own a business, you invest time and money into your services and hope for a profit in return. However, there are unfortunately some risks that come with the design profession that can have a significant impact on your business.


Some common risks include:

  • Inadvertent breach of regulations and requirements
  • Not providing the correct professional advice or services
  • A customer injuring themselves on your premises
  • Polluting or contaminating the environment


Impact of a claim made against you

If you receive a claim from an unhappy client or regulator, you may have to pay legal costs and compensation, which could interrupt the running of your business or even worse, lead to the closure of your business.
 

The role of insurance

If someone makes a claim against you, insurance can help to cover the costs associated with the claim. This can include any compensation that is payable and depending on your policy, it can also include legal costs. Without insurance, you would need to pay the costs for any claims made against you out of your own pocket.


How Aon can help

Aon is a leader in design professional risk and has worked with insurers to develop insurance for Design Professionals that addresses the common needs and risks faced by building designers, engineers, architects, access consultants, landscape designers, surveyors and interior designers.

Cover benefits

Choice of cover limits from $1m to $10m

Help protect against legal costs and claims for damages to third parties arising from an act, omission or breach of professional duty during the course of you providing professional services.


Run-off cover

If you retire or leave the profession, you can apply for run-off cover, which can help to cover the costs for claims relating to incidents that occurred when you were working**.


Vicarious liability

If you engage consultants, contractors, subcontractors or agents, we can ensure you’re covered if they make any errors or omissions.


Automatic reinstatements

If a claim amounts to your maximum cover, the policy automatically reinstates your cover value - up to five times to the full original amount.


Cost exclusive

You don’t need to pay any excess towards the costs associated with a legal defence; only the excess towards the settlement of a claim.


Option to include environmental liability cover

(For an additional cost) Cover for financial costs that can occur as a result of pollution or contamination during or after carrying out a job.


We are also pleased to offer you 15 months cover for the price of 12*. If you would like to find out more or take advantage of this offer, please contact our friendly team on 1800 430 813 or email au.designprofessionals@aon.com

 

 

*Offer not available to existing Aon clients and engineers. Engineers are eligible for 14 months cover for the price of 12.

**You may apply for run-off cover for a period of 7 years provided you have held your cover for three consecutive years and have had no claims, nor notified the insurer of any circumstances. Otherwise you can purchase run off cover at any time. Full policy terms, conditions, exclusions and limits apply.

The Professional Indemnity Insurance for Design Professionals is arranged by Aon Risk Services Australia Limited ABN 17 000 434 720 AFSL 241141 as agent for the insurer, XL Catlin Syndicate 2003 at Lloyd’s ABN 64 108 319 786, AFSL 301617. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Further information can be provided upon request.

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