You also have the option to choose any or all of the discounted liability building blocks we offer, adding them to your childcare insurance package. These cover claims relating to a third party and include:
General Public Liability: The foundation of any business’ liability is that you’re covered should a third party suffer an injury at your premises or as a result of your centre’s activities. Public Liability will also insure any third party property damage occurring as a result of your centre’s activities and as a standard, cover your organisation, directors and voluntary workers for Sexual Abuse (this is sub-limited).
Professional Indemnity: Your organisation may provide advice in a number of different forms; counselling, healthcare or education. All organisations who offer advice to customers or members of the public require PI cover for claims such as Libel and Slander, Defamation or Medical malpractice.
Directors & Officers: Where a wrongful act(s) has been deemed to have been performed by the Office Bearer of an association in the capacity of their role, this policy will pay compensation on behalf of that Office Bearer for losses arising from that claim.