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Association Liability Insurance for
NSW Business Chambers

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Combining our understanding of the market and working closely with the NSW Business Chamber we have developed a policy that can be tailored to meet the needs of Local Chamber Alliance Partners.

Association Liability is a combination of Professional Indemnity and Director & Officers Liability insurance specifically structured for the risks facing Not for Profit Organisations.

Association Liability is designed for the specific statutory duties imposed by most Australian states on officers and members requiring them to comply with certain aspects of fiduciary duties of honesty and loyalty.

We understand that it is important to get your cover right to protect your organisation, that is why we offer a call back facility where a member of our specialist team will be available to talk you through the application and answer any questions you may have.

Simply click ‘Call me Back’ and complete our short enquiry form and someone will give you a call back within 48 hours to discuss you policy requirements.

If you would like to print off a summary of our offer and a list of possible scenarios in which this cover may be used click here.

We help cover all the essentials

Professional Indemnity

Tailor your cover to the indemnity level you require we offer between $1m and $10m based on your risk requirements. This will provide your association, office bearers and employees protection for claims or legal costs arising from any advice they give to third parties and members.

Office Bearers

Personal protection for all office bearers for alleged wrongful acts or alleged claims committed whilst representing their association.
Office Bearer definition: Any past or present or future director, secretary, officer, trustee, committee member or employee of the association (whether salaried or not.)

Entity Insurance

Protects the association itself, when the association becomes legally liable for claims not covered under other sections of the policy this cover will fill the gap. This is a key coverage for all associations.

Employment Practices

Cover for any loss that the association is legally liable to pay, arising from any Employment Practices claims subject to the terms and conditions of the policy.

2 hours free legal advice

Access instant legal advice from industry experts.

Free run off cover

Ongoing insurance that continues after the business no longer operates. For example what if an incident occurs during the time you were in operation and insured but is not reported as a claim until after you have ceased operating. You are still liable if a claim is upheld.

Policy re-instatement

Experience shows that it is highly unlikely that you should face a claim that completely exhausts your entire limit of indemnity (see professional indemnity). However, in this case don’t worry with us you will receive one automatic policy reinstatement to the value selected in professional indemnity.

Additional Covers available

Cover for Voluntary Workers, Personal Accident Insurance and Public Liability insurance, do not hesitate to mention to one of our client managers when they call you back and they will be happy to talk you through whether these covers are applicable to your organisation.

If you’d like to discuss your insurance needs, call us on  1800 123 266  between 8.30am and 5pm, Monday to Friday.
Existing customers please call 1800 020 339.
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